Hall Of Fame

Rising Stars

Insurance in Netherlands

De Brauw Blackstone Westbroek

De Brauw Blackstone Westbroek ‘delivers excellent, practical advice’ to insurers facing challenges in both the Netherlands and abroad, handling regulatory issues and disputes in addition to cross-border transactions and restructurings in the insurance sector. Leading the practice is ‘outstanding lawyer’ Dennis Horeman, made co-managing partner in April 2023, who acts for both insurers and insureds on matters of professional, D&O and product liability, in addition to fraud proceedings. Mariken van Loopik is the key partner for regulatory matters, including governance issues and structural transformations. The regulatory practice was strengthened by Mariska Enzerink's elevation to partner in January 2023. Eva Schram handles outsourcing arrangements and transactions in the insurance sector.

Practice head(s):

Dennis Horeman


Other key lawyers:

Mariken van Loopik; Mariska Enzerink; Eva Schram


Testimonials

‘DBBW has an experienced insurance team with in-depth knowledge of the life insurance business and its products. As a result, the team efficiently delivers excellent, practical advice.’

‘Dennis Horeman is an outstanding lawyer. He is hands-on, readily available and a pleasure to work with.’

‘Highly dedicated, very well experienced, good industry knowledge, hands-on mentality.’

Key clients

ENNIA


Athora Netherlands (SRLEV)


SRH


AkzoNobel


Conservatrix (and bankruptcy trustees)


NN Group N.V.


Koninklijke AholdDelhaize


AEGON N.V.


Athora Netherlands (Zwitserleven PPI)


Work highlights


  • Advised Aegon on the combination of its Dutch operations with a.s.r.
  • Acted for Aegon on the re-domiciliation of the seat of its listed top-holding company to Bermuda and the transfer of group supervision to the Bermuda Monetary Authority.
  • Represented Ennia in proceedings against a group of former shareholders, management and supervisory board members.

Houthoff

Houthoff is a popular choice for insurers and their insureds facing class action suits, with the firm handling several such cases over the past year, including those tied to the alleged mis-selling of unit-linked insurance products. The practice also assists with regulatory matters, focusing on prudential insurance and business conduct, as well as the launches of new insurance products, while also providing transactional support. Berry van Wijk leads the team, with a regulatory practice that covers both life and non-life insurance products and issues tied to M&As. Huib Lebbing specialises in contentious insurance matters, with a particular focus on health and safety-related incidents. Former practice co-head Hans Londonck Sluijk co-founded his own firm, insurance boutique Londonck & Kos, in January 2023.

Practice head(s):

Berry van Wijk


Other key lawyers:

Huib Lebbing; Lucas Dröge; Gijs Hamelijnck


Testimonials

‘Huib Lebbing is a great lawyer, who uses efficiently his legal knowledge, human skills and humour to get things done. For large claims with public exposure that also need case management, he is the go-to person in the Netherlands.’

‘Houthoff’s team focuses on the more complex cases. When dealing with such matters, the team not only has a clear added value legally, but also strategically. Attention is not only paid to substantiating the legal position, but also to achieving solutions.’

‘In their mutual cooperation, they draw up procedural documents, which impress with their completeness and good factual substantiation. In this process, all potentially relevant angles are analysed and weighed.’

Key clients

AIG


a.s.r.


Achmea/Centraal Beheer


Allianz


Aon


Atradius Credit Insurance


AXA XL


CNA


De Goudse


Generali


HDI-Gerling


Lifetri


Marsh


MS Amlin


NN Group


Onderlinge ‘s Gragenhage


Soderberg & Partners


Swiss Re


The Ardonagh Group


Tokio Marine


Yarden


Work highlights


  • Acted for AIG and its insured Lincoln Electric BV in relation to litigation following allegedly unsafe working conditions in the latter’s Dutch steel cable welding factory.
  • Represented Tate & Lyle and its insurer AXA XL in the aftermath of a global product recall concerning animal feed supplied to hundreds of businesses in the Netherlands, France, Germany and Belgium.
  • Advised Onderlinge ‘s-Gravenhage on the sale of its entire second pillar pension portfolio to Zwitserleven.

Kennedy Van der Laan

Kennedy Van der Laan advises on standalone insurance law and associated regulatory issues, covering both Dutch and European matters for a client roster that includes insurers, brokers and public bodies. The group handles a range of insurance products, with particular focus placed on casualty, property and engineering and financial lines coverage in addition to a growing class actions practice. The insurance side of the practice is headed by a team consisting of Erik van Orsouw, Chris van Dijk, Frits van der Woude, Peter van den Broek and Petra Oskam, with Jan Broekhuizen taking the lead on matters of insurance regulation. Marit van der Pool joined the firm’s partnership ranks in September 2023, with a defence and coverage practice centred around D&O and professional indemnity claims.

Practice head(s):

Erik van Orsouw; Chris van Dijk; Frits van der Woude; Peter van den Broek; Petra Oskam; Jan Broekhuizen


Other key lawyers:

Marit van der Pool


Testimonials

‘Strong insurance team.’

‘Erik van Orsouw is easygoing, quick and to the point. He has an informal approach and is intelligent. It was a pleasure to work with Marit van der Pool. She is skilled and intelligent and has in-depth knowledge.’

‘Having worked with various insurance firms in the Netherlands over the years, I rate KVDL as the best firm. KVDL has an excellent understanding of the products, the coverage issues and the market dynamics.’

‘I enjoy working with Marit van der Pool and consider her a real expert when it comes to D&O coverage.’

‘Kennedy Van der Laan is a very well-known and well-regarded player in the market. Good team, which covers many different areas of insurance law, with accessible people who are great to work with.’

‘Erik van Orsouw combines in-depth knowledge with the willingness to listen to other parties in search of a solution. Marit van der Pool is an enthusiastic, recently appointed partner with a pragmatic approach. Peter van den Broek has a good eye for the technical details of a case without losing sight of the bigger picture.’

‘Peter van den Broek is very pleasant to work with and a reasonable, commercial and fair lawyer to see across the table. Eric van Orsouw is smart and smooth, with an eye for business relationships.’

Key clients

AIG


Zurich


AXA XL


HDI


Hiscox


QBE


Markel


Dutch Association of Insurers


MediRisk


Rabobank


VGA


NautaDutilh

NautaDutilh acts for a spectrum of household names in the insurance sector from both the Netherlands and abroad, advising on regulatory matters and mergers in the insurance sector, and representing clients in high-stakes litigation, including mass claims concerning product and D&O liability, with a strong focus on matters in the energy and pharmaceutical markets. The team is led by Stijn Franken, a specialist in regulatory insurance law and product liability cases, and Sjoerd Meijer, the firm’s co-managing partner, who is engaged in mass claims concerning unit-linked insurance products. Roel Theissen advises insurers and banks on prudential supervision in relation to governance and transactions.

Practice head(s):

Stijn Franken; Sjoerd Meijer


Other key lawyers:

Roel Theissen; Erik Poorthuis; Rema Tewarie


Testimonials

‘NautaDutilh is our go-to firm in the Netherlands. Great team and excellent legal advice.’

‘Stijn Franken is an excellent lawyer with a great deal of experience. He is extremely calm and considered.’

‘The team has specific knowledge as an added value, works well together, has excellent communication, and escalates in a timely fashion when needed.’

Key clients

Allianz


Achmea


Aegon


AIG


AMLIN


ASR


Chubb


DSM


Dutch Association of Insurers


Eneco


GSK


HDI Gerling


Monuta


Nouryon


Sanofi


Shell


TPG


UK P&I Club


Vattenfall


Woningborg


Pon


Work highlights


  • Assisted a.s.r. on its EUR 4.9bn business combination with Aegon Nederland.
  • Represented the former board members of Royal Imtech N.V. in their coverage dispute with insurers under various D&O insurance and POSI programmes.
  • Advised Shell on the parliamentary inquiry into gas extraction in Groningen.

Van Doorne

As part of the firm’s dispute resolution practice, Van Doorne's ‘very knowledgeable team’ handles contentious D&O and product liability claims, is active on the W&I and financial lines fronts and is experiencing growth with its cyber claims practice. In addition, the team takes on disputes between insurers and brokers and assists insurers with the drafting of key policy terms. Annemieke Hendrikse heads the practice, specialising in D&O liability matters and is frequently mandated to act as monitoring counsel by insurers, who also consult her on policy conditions. Wieke van Eekhout represents insurers and insureds in cross-border civil liabilities disputes, acting for the former on coverage matters, while Saloua Tanouyat focuses on D&O and financial lines litigation. Willeke van Spanje left the firm in May 2023, having been appointed as a district court judge.

Practice head(s):

Annemieke Hendrikse


Other key lawyers:

Wieke van Eekhout; Saloua Tanouyat


Testimonials

‘Annemieke Hendrikse is a very smart, friendly, experienced and sharp lawyer, who has an efficient network and the right set of human skills to get things done.’

‘The team has a broad variety of expertise and is excellent in determining strategies.’

‘A very knowledgeable team that provides expert legal advice in the field of insurance law.’

‘Annemieke Hendrikse is a highly skilled lawyer in the field of insurance law and management liability.’

‘What makes Van Doorne’s practice unique is the knowledge, the communication skills and the practical and efficient way they approach complicated matters.’

‘They are among the finest insurance practices on the market.’

‘Van Doorne has been a major player in the field of insurance technical issues for many years. Van Doorne is a pleasure to work with.’

‘Clear communication and availability.’

Key clients

AGCS


AIG


Aon


AXA XL


Chubb


HDI Global


HDI Specialty


Nationale Nederlanden


One Underwriting


Transact Risk Partners LLP


Zurich


Tony Chocolonely


CMS

CMS' insurance practice handles a spectrum of multi-jurisdictional matters, working closely with the firm’s London office to tackle both advisory coverage and regulatory matters, as well as disputes concerning D&O, product and professional indemnity, with a growing focus on the burgeoning area of cyber liability. Leading the team are Bas Baks, who focuses on construction-based claims, D&O matters and financial lines coverage, and Leonard Böhmer, who represents Dutch and international clients in a broad variety of insurance-related litigation. Oskar van de Weijer is also sought after for his experience in D&O, W&I and professional indemnity claims.

Practice head(s):

Leonard Böhmer; Bas Baks


Other key lawyers:

Oskar van de Weijer


Testimonials

‘Unique experience on complex transaction liability and tax claims in an insurance context.’

‘Digestible reports, engagement and responsiveness.’

‘Good collaboration within the legal team, I like the interaction between the Amsterdam and London teams.’

‘Bas Baks is collaborative and has a sharp eye for details.’

‘Good team of people to work with, easy to access, short response times, they keep all interested parties in the loop.’

‘They have a personal touch and take an interest in the matter.’

Key clients

Tokio Marine


Allianz Global Corporate & Specialty


AXA XL


Axis


Chubb


Digital Partners


Lemonade


Lloyds Insurance


MS Amlin


QBE


Dirkzwager

Dirkzwager represents Dutch and international insurers on a range of coverage matters, including product, construction and professional liability matters, in addition to taking on corporate and government liability matters. The practice is also sought out for ongoing insurance advisory support. The practice leadership group consists of Harry Kruitwagen, who handles matters of professional and employer liability; and legal, accountancy and construction liability specialist Joost Bindels. Cross-border insurance disputes are the domain of Wim Weterings, who focuses primarily on D&O litigation. Daan Baas departed the firm in December 2023.

Practice head(s):

Harry Kruitwagen; Joost Bindels


Other key lawyers:

Wim Weterings


Testimonials

‘They have a diversity in ages, knowledge and focus areas. Without a doubt, the best firm to work with.’

‘Harry Kruitwagen is always a pleasure to talk to about a case. Besides his sharp mind, it is always a pleasure to see how he solves cases and his honesty about the possibilities.’

‘The team is very knowledgeable about all aspects of insurance claims and strategy.’

‘Good consultation, fast approach and solid strategy.’

Key clients

Allianz Commercial


Amlin Insurance SE


Liberty Mutual Insurance Europe SE


Allianz Benelux N.V.


Royal Sun Alliance


AIG Europe SA


Achmea Schadeverzekeringen


Zurich Insurance plc


HDI Gerling


QBE Insurance (Europe) Ltd


DUPI


Marsh


Willis


Aon


Bovemij


Ekelmans Advocaten - Insurance & Corporate

Ekelmans Advocaten - Insurance & Corporate ‘understands the commercial and practical aspects of the insurance industry like no other’, focusing on healthcare-related insurance matters as part of a broader general liability practice that also handles D&O, professional liability and insurance fraud matters. Jan Ekelmans manages a broad spectrum of claims, ranging from medical device recalls to life insurance and aviation issues, while Astrid van Noort focuses on personal injury and income protection disputes. Professional and corporate liability fall within the practice of Frank Schaaf, while Daan Spoormans handles both insurance and corporate litigation. Fleur van Kersbergen acts for clients and their insurers who are facing professional negligence suits. Former practice head Hanco Arnold departed the firm in September 2023.

Other key lawyers:

Jan Ekelmans; Astrid van Noort; Frank Schaaf; Daan Spoormans; Fleur van Kersbergen


Testimonials

‘Ekelmans team is a highly competitive firm with no match regarding corporate/insurance work. The team understands the commercial and practical aspects of the insurance industry like no other.’

‘Frank Schaaf has massive knowledge of the local and international industry, and his capacity for focusing in on the really important details makes him a valuable asset to his clients. Assisted by the magnificent associate Fleur van Kersberg, the work she delivers is pristine.’

‘Consistent quality and thorough approach to litigation, combined with an honourable style.’

‘The kindness of the people, the knowledge, their principles, their fast way of working.’

‘The team of Ekelmans is very experienced and professional. Our cooperation with several specialized lawyers of their team has always been at a high quality level. It is a pleasure to work with them. Ekelmans is a knowledge partner in several domains of our association of insurers.’

‘Very professional, reliable and cooperative.’

Key clients

ASR Schadeverzekeringen


ASR Zorgverzekeringen


Eno


Goudse Schadeverzekeringen


HDI


Nationale-Nederlanden


Verbond van Verzekeraars


De Vereende


Zilveren Kruis


Zorg & Zekerheid


Work highlights


  • Acted as monitoring counsel and advised on a number of claims on directors’ and officers’ liability policies written by HDI.
  • Assisted the Dutch Association of Insurers on the setup of a national health data register on disability insurance.
  • Advised the Dutch Association of Insurers on the possibilities of detecting duplicate claims and claims fraud, including setting up a duplicate claim detector.

Loyens & Loeff

Loyens & Loeff distinguishes itself with its strong policyholder practice, with the team advising on both litigation tied to insurance and financial regulatory matters. On the insurance front, the group assists clients from the Netherlands and abroad with business and professional liability, D&O and W&I breaches. Leading the team is Merel van Asch, who is frequently instructed on coverage disputes and those tied to intermediary duties of care. Rens Markus advises corporates on D&O and W&I coverage disputes, in addition to product liability matters. Rutger Noordermeer specialises in claims against insurance brokers and intermediaries.

Practice head(s):

Merel van Asch


Other key lawyers:

Rens Markus; Rutger Noordermeer


Testimonials

‘The legal competence of the team is at a superb level, and the team understands the business and the needs of the client very well.’

‘Merel van Asch is intelligent, hands-on and does a good job.’

‘Experience in international insurance arbitration.’

‘Merel van Asch and Rens Markus are both excellent lawyers and provide a great service.’

Key clients

Aon


Perkins Coie LLP


Zilveren Kruis


VVE ‘t Loon


Arriva


Burns Bowen Bair


One Underwriting


Baker Tilly N.V.


YCH Holding Cooperatief U.A.


Covington & Burling


Achmea


VGZ/Univé


Aegon N.V.


BNP Paribas Cardif


AXA


Work highlights


  • Represented a Fortune 500 technology company as policyholder regarding a coverage claim under its Dutch law property damage and business interruption insurance.
  • Acted for a financial institution as policyholder in arbitration proceedings regarding a EUR 250m coverage claim under a professional liability insurance policy.
  • Represented a multinational automotive company as policyholder in arbitration proceedings regarding a $20m coverage claim under a Dutch law D&O liability insurance policy with a total insured amount of EUR 280m in connection with a class action that took place in the United States.

Norton Rose Fulbright

Norton Rose Fulbright takes a ‘proactive and dynamic approach’ to a broad range of insurance matters, working in close proximity to the firm’s London office to tackle cross-border D&O, W&I and professional liability coverage disputes, in addition to matters of suspected fraud. On the non-contentious side, the team assists with regulatory compliance and such transactions as M&As and joint ventures. Leading the practice is ‘key name for insurance parties’ Jan Duyvensz, a litigator who represents insurers, brokers and corporate clients on D&O and W&I matters, including claims arising out of private equity transactions. Regulatory queries are handled by Floortje Nagelkerke, who also handles the drafting of critical documentation.

Practice head(s):

Jan Duyvensz


Other key lawyers:

Floortje Nagelkerke


Testimonials

‘A knowledgeable team that can be relied upon to resolve legal matters in a proactive and dynamic approach. Trustworthy and attuned to the requirements of the London insurance market.’

‘Clear and pragmatic advice, practical solutions and commercial mindset. Global coverage is a big plus.’

‘Jan Duyvensz is a key name for insurance parties; his clear and pragmatic advice stands out.’

‘Good team spirit.’

Key clients

AIG


Allianz


Allied World Assurance Company


Amlin


AmTrust


Brit Insurance


BNP Paribas


Chubb


Generali


Riverstone


Riskpoint


RSA


Tokio Marine Kiln


XL Catlin


Enstar Group


APC Holland


Accelerant


Dutch Aviation Pool


CNA Hardy


Aspen


Noord-Nederlandse Assurantiemakelaars B.V.


Ploum

Ploum acts for both insurers and insureds on a variety of coverage matters, with notable strength in issues centred on health and safety, environmental (HSE) and construction. Insurance practice head Natalie Vloemans' practice is built around advising policyholders on HSE claims and design and construction issues, while Maurice Verhoeven, who leads the firm’s corporate litigation team, specialises in professional and D&O liability disputes, primarily acting for insurers.

Practice head(s):

Natalie Vloemans; Maurice Verhoeven


Other key lawyers:

Nicole de Boer; Berry Pasztjerik


Key clients

VolkerWessels


SAAone (VolkerWessels, Hochtief, Boskalis)


QBE UK


Ballast Nedam


BAAK Blankenburg BV


Boskalis


TBI


Allianz


NKM/Reel


Inalfa


AIG


HDI Global Specialty


AXA France


Xenics


KBC


SJR


Deloitte


Swiss Re


Renewi/ATM


Waal Bouw


Equans


Bergbanket


Media Markt


No Risk B.V.


Accell


Work highlights


  • Advised SAAone (VolkerWessels, Hochtief, Boskalis) in several insurance disputes.
  • Acted for Koole Terminals in an insurance claim against several co-insurers following the shutdown of the Odfjell terminal in 2012.
  • Assisted insurance broker No Risk on several claims against it tied to claims arising out of events cancelled as a result of the Covid-19 pandemic.

Van Traa Advocaten

Van Traa Advocaten is noted for its record in transport-related insurance matters, with the firm advising on both the drafting of terms and conditions, and on disputes relating to both professional liability and personal injury in the transport and logistics sector. The team also takes instructions tied to the neighbouring area of international trade. Practice head Robert Pessers advises on claims arising out of transport accidents, with a particular focus on the aviation industry, covering professional and person injury liability matters, in addition to advising on construction all risks cases. Robert de Haan handles policy advisory work in relation to transport insurance, with Derk-Jan van der Kolk taking the lead on personal injury disputes. April 2023 saw professional liability and fraud specialist Marko Jongkind return to the firm from VanNiekerkCieremans B.V.

Practice head(s):

Robert Pessers


Other key lawyers:

Robert de Haan; Derk-Jan van der Kolk; Marko Jongkind


Testimonials

‘Very competent team, always quick, provided precise legal advice without unnecessary academic excursions.’

‘Fluent in Dutch, English and German, very experienced in shipping, transport and insurance matters, very practical approach to solving disputes.’

Key clients

AFC Ajax


Dutch Ministry of Social Affairs and Employment


Malaysia Airlines (and its insurers)


Nationale Nederlanden


NedTrain


Dutch Ministry of Justice and Defence and the National Police


The Dutch public council for personal injury


Work highlights


  • Represented AFC Ajax in a dispute with its former player Zakaria Labyad, who claimed medical expenses damages following a training injury.
  • Advised multiple underwriters on navigating claims arising out of events cancelled due to the Dutch government’s Covid-19 mitigation measures.

Bird & Bird

Both insurers and policyholders come to Bird & Bird for representation in a variety of insurance disputes, including D&O, property and general liability coverage issues. The team is well versed in handling matters before both courts, including mass claims, and arbitration hearings. Leading the team is Evelyn Tjon-En-Fa, who handles a wide range of insurance disputes, covering D&O, professional indemnity and construction all risks matters, in addition to building up a cyber insurance practice.

Practice head(s):

Evelyn Tjon-En-Fa


Other key lawyers:

Marieke van den Heuvel


Testimonials

‘Excellent team. They dealt impressively with a topic that is innovative – insurance coverage for damages caused by the Covid-19 epidemic. We also received excellent advice from them on the procedural questions involved in a cross-border procedure.’

‘Evelyn Tjon-En-Fa is an impressive lawyer. Led a team that dealt optimally with an innovative issue, namely insurance coverage for damages caused by the Covid-19 epidemic. We also received excellent advice on the procedural questions involved in a cross-border matter.’

Key clients

Ducor Petrochemicals


Bazan Oil Group


VolkerWessels


Alroy Group


Visser & Smit Hanab


Yelo


Bouwcombinatie Valley Amsterdam vof


Boele & Van Eesteren


GroenLeven


Work highlights


  • Advising on coverage disputes in the Netherlands and London insurance markets for errors in construction pertaining to the new Amare concert hall in The Hague and a new business centre in Amsterdam.
  • Represente T-Mobile in matters pertaining to recovery of cable damages that led to disruptions to essential telecommunication services in the Netherlands and caused millions of euros in damages.
  • Represented one of the former supervisory board members in the Fairstar/Dockwise D&O case.

Cox Ten Bruggencate Advocaten

Cox Ten Bruggencate Advocaten acts for insurers in both national and multi-jurisdictional disputes via courts, arbitrations or alternative dispute resolution measures, tackling hull, property, goods-in-transit and heavy machinery coverage issues. The team is led by ‘true insurance professional’ Jacco van de Meent, who represents insurers in a range of coverage disputes and fraud cases, marine cargo expert Carlijn ten Bruggencate and Joeri Cox, whose practice encompasses insurance and liability law. Sheralyn Heideman, who tackles heavy equipment and construction coverage matters, joined from Van Traa Advocaten in September 2023.

Practice head(s):

Jacco van de Meent; Carlijn ten Bruggencate; Joeri Cox


Testimonials

‘Jacco van de Meent is a true insurance professional with broad experience, knowledge, sharpness and ,on top of that, a package of very useful human skills. He knows the insurance industry in the Netherlands and has an impressive network. Jacco is down to earth, very easygoing and very approachable.’

Key clients

MS Amlin


Liberty


XL Catlin


ASR


Nationale-Nederlanden


Avéro Achmea


Aon


HDI


AIG


Hogan Lovells International LLP

Hogan Lovells International LLP handles cross-border reinsurance transactions, advising both insurers and reinsurers on such deals and associated regulatory matters, as well as on restructurings of insurance portfolios. The group is led by the trio of Victor de Vlaam, whose practice encompasses reinsurance transactions and collateral structures, litigation practice head Manon Cordewener and Robert Masman, who handles the collateral and netting arrangements tied to reinsurance deals.

Practice head(s):

Victor de Vlaam; Manon Cordewener; Robert Masman


Other key lawyers:

Janelle de Ruiter


Testimonials

‘The team demonstrated a high level of professional excellence, and consistently delivered well drafted legal opinions, which were always market-ready and feasible. Our collaboration with them was always very good.’

‘Victor de Vlaam is very reliable and very risk-aware. Victor provides very quick analyses of complex matters and promptly delivers reliable estimations.’

Key clients

Nationale Nederlanden


SI Insurance (Europe)


General Reinsurance


Nordben Life/Monument Re Group


SCOR


Reinsurance Group of America


Resolution Life


Leidsche Verzekering Maatschappij


MediRisk


Sompo International


Work highlights


  • Advised NN Group and NN Life on three transactions to transfer the full longevity risk associated with approx. EUR 13.5bn of pension liabilities in the Netherlands with reinsurers Canada Life, Munich Re and Swiss Re.
  • Assisted NN Group on a longevity reinsurance transaction involving approximately EUR 4bn of underlying reserves, with Reinsurance Group of America, Incorporated.
  • Advised Swiss Re Group on Dutch law aspects of several reinsurance transactions.