Mark Smith

White & Case LLP’s fintech and payments regulatory practice advises global technology platforms, digital banks, and financial institutions on their most complex and high-priority regulatory issues. The team regularly engages with the FCA and PRA on supervisory matters, including operational resilience, licensing, and compliance with UK and EU regulatory frameworks. Recent mandates include supporting a global payments platform with ITC compliance, advising on payment services directive 3 (PSD3) engagement for a major tech client, and contributing to an international payments infrastructure initiative. The firm provides cross-border counsel on laws including AML, GDPR, and licensing regimes, and regularly negotiates commercial payments agreements and advises on digital infrastructure projects. Jonathan Rogers leads the financial services regulatory practice and advises on licensing, governance, and regulatory strategy across bank and payments projects. Kristen DiLemmo counsels clients on UK and EU regulations, advising on market transparency and regulatory infrastructure. Mark Smith advises on regulatory perimeter issues, payments innovation, and compliance frameworks, and frequently acts for clients on high-impact payments initiatives.