Stephenson Harwood has expertise in both transactional and advisory matters, including asset finance, syndicated lending and structured finance. Katherine Liu leads the team and specialises in regulatory and compliance issues. Anna Kwong has a particular focus on PRC cross-border loan transactions while Teresa Tsoi focuses on structured finance and asset finance. Elton Chan is another name to note, handling a range of corporate lending matters.
Legal 500 Editorial commentary
Profile
Work Department
Finance
Position
Partner
Career
Teresa has extensive experience in general structured finance (syndicated and bilateral loans, margin financing, real estate financing and acquisition finance), financial technology (fintech) and ship finance. eresa also has project finance experience in developing jurisdictions such as Cambodia, Laos and Vietnam where she has completed various Belt and Road Initiative projects. She regularly acts for banks, financial institutions and fintech companies around the world. She is also familiar with internal banking procedures due to her secondment experience with Standard Chartered Bank (asset finance), and with Australia and New Zealand Banking Group Limited (institutional lending). Teresa is a recommended lawyer on Legal500 for Banking and Finance (Foreign Firms - China). Teresa is fluent in English, Cantonese and Mandarin.
Languages
English, Cantonese and Mandarin
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Testimonials
Collated independently by Legal 500 research team.
- 'The team delivers high-value work, solves our problems swiftly, communicates clearly with our clients and adapts to business priorities. ’
‘Teresa Tsoi has strong legal knowledge, good analytical skills, clear communication and a proactive approach to helping us solving our difficulties whether internally or externally.’
‘The banking and finance team at Stephenson Harwood Hong Kong stands out for its deep China-facing expertise, particularly in advising major PRC financial institutions on cross-border lending, real estate finance, and Belt and Road projects.'
'The team is known for its responsiveness, commercial pragmatism, and seamless deal execution, often working across practices to deliver integrated solutions. With fluent Mandarin, Cantonese, and English capabilities, and a reputation for offering cost-effective, high-quality service, the team is a go-to choice for PRC clients navigating complex financing transactions.’
‘Teresa Tsoi is an exceptionally capable Hong Kong-based lawyer who has quickly built a strong reputation for advising PRC clients, particularly major financial institutions. She is highly responsive and efficient, often turning around high-quality advice under tight timelines.'
'Teresa has a deep understanding of the commercial and regulatory expectations of Chinese clients, and is adept at delivering flexible, pragmatic solutions within legal and professional boundaries — consistently facilitating smooth and timely deal execution. Fluent in Mandarin, Cantonese, and English, Teresa possesses a unique linguistic and cultural advantage when advising PRC-based clients on complex cross-border matters.’
‘Stephenson Harwood is a genuine multi-practice, cross-border powerhouse.'
‘Teresa Tsoi is an exceptionally sharp yet effortlessly collaborative lawyer whose clear, concise communication and first-rate technical expertise make every deal feel lighter and faster.’
Key clients
- Airstar Bank Limited Airwallex (Hong Kong) Limited Ant Bank (Hong Kong) Limited Ant Group Co., Ltd. Bank of Communications Co., Ltd Bank SinoPac Co., Ltd. BNP Paribas China Bohai Bank Co., Ltd.-Hong Kong Branch China Construction Bank China Development Bank China Minsheng Bank China Zheshang Bank Hong Kong Branch CIB Leasing Cinda Leasing Credit Suisse CTBC Bank Co., Ltd. Futu Lending Limited Haitong Leasing HSBC ICBC Financial Leasing Co., Ltd. JPMorgan Chase OCBC Bank (Hong Kong) Limited Oversea-Chinese Banking Corporation, Limited PAO Bank Limited PrimeCredit Limited Shanghai Pudong Development Bank Standard Chartered Bank Svenska Handelsbanken AB (publ) The Export-Import Bank of China United Overseas Bank Limited WeLend Limited Wells Fargo Bank