At TEGOS (Formerly TGS Baltic), the ‘very professional’ team has ’a practical, business-focused approach and deep regulatory expertise’ and stands out for being ‘particularly strong in navigating complex licensing, AML/CFT, and fintech compliance matters’. The group is well-versed in representing international fund managers and prominent financial services entities in mandates. Bond issuance matters are another key area of instruction for the group. Practice head Kirsti Pent ’delivers pragmatic, business-oriented advice that reflects both a thorough understanding of Estonian law and the commercial realities facing clients operating in the Baltic region’. Olger Kaelep is very experienced in acting for credit institutions, fund managers and fintech companies.
Legal 500 Editorial commentary
Mentions
Profile
Work Department
Financial Services & Regulatory / Fintech Regulations / AML & Sanctions / Crypto & Digital Asset Compliance / Insurance & Reinsurance / Capital Markets / Private Equity / Venture Capital
Position
Recognised as a leading expert in banking and finance, Kirsti Pent is known for her efficiency and innovative solutions. With 16 years of experience, she specialises in advising financial institutions on regulatory matters, capital raising, and financing transactions.
Kirsti’s expertise includes helping clients navigate the Estonian Financial Supervision Authority’s licensing process, responding to regulatory inquiries, and guiding clients through remote and on-site inspections. She is also experienced in drafting standard contracts and providing strategic advice on financing.
Career
Since 2020Partner, law firm TEGOS (formerly TGS Baltic)
2011-2020Partner, law office FORT
2008-2011Attorney at Law, law firm Tark Grunte Sutkiene
2007Lawyer, law firm Tark Grunte Sutkiene
2006-2007Project Manager at the Faculty of Law, University of Tartu
2005Internship at the International Organization for Migration, office in Tallinn
Memberships
2022Chairperson of the Financial Law Committee of the Estonian Bar Association
2013Estonian Association of Young Attorneys (member of the board 2013-2017)
2008Estonian Bar Association (member of the board 2016-2017)
2003ELSA Estonia (alumni)
Education
2009Internship at Law Office Butzel Long, Detroit, USA
2008University of Tartu, Faculty of Law, Estonia, MA
2006University of Tartu, Institute of Law, Estonia, BA
Content supplied by TEGOS (Formerly TGS Baltic)
Testimonials
Collated independently by Legal 500 research team.
- 'The banking and finance team at TEGOS stands out for its practical, business-focused approach and deep regulatory expertise. They are particularly strong in navigating complex licensing, AML/CFT, and fintech compliance matters, offering advice that is both technically sound and commercially viable.'
- 'Very professional and attentive.'
Key clients
- SEB Pank
- LHV Pank
Work highlights
Advised Bonava on the issuance of new secured bonds.