Gilbert + Tobin

Fintech, payments and digital assets are a central focus for Gilbert + Tobin’s financial services regulation team. The practice spans banking, credit, licensing, AML/CTF compliance, and product structuring across areas such as digital wallets, stored value facilities and embedded finance models. Richard Harris leads the disputes and investigations group, representing corporates and boards in regulatory investigations, enforcement proceedings and complex litigation. Peter Reeves advises on digital platforms, decentralised finance, DAOs and custody arrangements for digital assets. Silvana Wood brings expertise in APRA and ASIC regulation, including product design, distribution and compliance. Other noteworthy individuals include Elizabeth Avery, who handles merger clearances, competition litigation and investigations; Simon Burns, a name to note for fintech work; Rachel Walker, who joined from Dentons in January 2025; and Georgina Willcock, who advises on fintech offerings, credit regulation and AML/CTF obligations.