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ARTICLE · 25 JANUARY 2023

Spouses Benefit From Social Security Too

If you are or were married, do not overlook spousal benefits when you estimate your Social Security income and determine when to start receiving it.

United StatesWealth Management

If you are or were married, do not overlook spousal benefits when you estimate your Social Security income and determine when to start receiving it. Qualifying individuals can receive up to 50% of their spouse's full retirement benefit or their own Social Security benefit, whichever is greater. Here is a quick overview of the process.

WHO IS ELIGIBLE?

You are eligible for Social Security spousal benefits if:

  • You are at least age 62 or care for a child who is under 16 and is entitled to receive benefits on your spouse's record or is receiving Social Security disability benefits;
  • You have been married to your spouse for at least one year; and
  • Your spouse is currently receiving Social Security benefits.

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