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ARTICLE · 07 JANUARY 2026

Artificial Intelligence Governance For Insurers

Wilson Elser Moskowitz Edelman & Dicker LLP
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With the advent of artificial intelligence (AI), companies are rushing to invest in AI systems to achieve unprecedented growth and operational efficiencies...

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Introduction

With the advent of artificial intelligence (AI), companies are rushing to invest in AI systems to achieve unprecedented growth and operational efficiencies, and to develop superior goods and services. The insurance industry is poised to reap massive benefits from leveraging AI technology to sift and analyze its vast troves of claims, underwriting, and customer data at lightning speed. Early adoption of AI can create a competitive advantage by enabling accurate identification and pricing of risk across all lines of insurance. However, as the industry races to embrace AI, insurers must develop a robust AI governance and risk management plan. 

NAIC Model Bulletin: Use of AI Systems by Insurers

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