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ARTICLE · 04 APRIL 2023

CFPB Launches Inquiry Into The Business Practices Of Data Brokers

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On March 15, the CFPB issued a Request for Information (RFI) about data broker business practices to inform planned rulemaking under the FCRA and provide...

United StatesPrivacy
Moorari K. Shah
Moorari K. Shah
A.J. Dhaliwal
A.J. Dhaliwal
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On March 15, the CFPB issued a Request for Information (RFI) about data broker business practices to inform planned rulemaking under the FCRA and provide the CFPB with insight into the full scope of the data broker industry. In particular, CFPB is seeking information about (i) new business models that sell consumer data and (ii) consumer harm and market abuses.

The RFI applies to first-party data brokers that interact directly with consumers as well as third-party data brokers with no direct relationship with consumers. This includes firms that prepare employment background screening reports and credit reports. The CFPB's market-level inquiries include what types of data is collected, the sources of the data, methods of data collection, whether people can avoid having their data collected, and what controls are in place to protect peoples' data and safeguard their privacy. The individual inquiries are related to consumer experience, including

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