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ARTICLE · 06 SEPTEMBER 2021

The S.O. Beach Corp. V. Great American

Mound Cotton Wollan & Greengrass
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First, the policy defined "collapse" as "an abrupt falling down or caving in of a building or any part of a building with the result that the building or part of the building cannot be occupied for its intended purpose."

United StatesLitigation, Mediation & Arbitration
William D. Wilson
William D. Wilson
Brian M. McKell
Brian M. McKell
Brooke O. Turetzky
Brooke O. Turetzky

The S.O. Beach Corp. v. Great American Ins. Co. of New York, No. 17-22254-CIV-MORENO, 2018 WL 1732176 (S.D. Fla. April 10, 2018)

In a dispute regarding the application of a policy's collapse coverage, the United States District Court for the Southern District of Florida, Miami Division, granted summary judgment in favor of Great American against S.O. Beach and Larios on the Beach, a restaurant owned by musicians Gloria and Emilio Estefan.

Larios sued Great American for allegedly breaching the policy by failing to pay Larios' $2.4 million claim for property damage and business income loss, arguing that the damage was caused by "collapse" and therefore covered. Great American, however, established that a covered collapse did not occur.

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