DirecTV Hit With FCRA Class Action Over Alleged Impermissible Hard Credit Pulls

DirecTV was on the receiving end of a proposed class action in the Central District of California earlier this week alleging the direct broadcast satellite service provider violates the Fair Credit Reporting Act and California state law by pulling credit reports on consumers without a permissible purpose. A copy of the complaint is available here.

The complaint, filed by consumer Jon Wulf Amadeus Adler, claims DirecTV LLC and a number of affiliates "routinely and systematically" run "hard" credit checks on consumers who have had no interactions with the company and who have not consented to the inquiries. Adler claims these impermissible hard credit pulls are visible to potential creditors and have negatively affected his and the putative class members' credit scores.