ARTICLE · 11 NOVEMBER 2025
State Lending Guidance For Consumer Accommodations During The Government Shutdown
As the government shutdown, which began on October 1, 2025, continues, multiple states, including Oregon, Washington, Arizona and most recently, Pennsylvania, have issued guidance encouraging finance companies...
United StatesFinance and Banking
As the government shutdown, which began on October 1, 2025,
continues, multiple states, including Oregon, Washington, Arizona
and most recently, Pennsylvania, have issued guidance encouraging
finance companies, and other creditors, lenders and certain other
covered entities to make accommodations to aid consumers impacted
by the shutdown.
The Washington Department of Financial Institutions issued a letter to licensed financial institutions and
lenders that provides a link to financial resources for federal
workers and contractors who are impacted by the shutdown, and
encourages those impacted to contact their financial services
providers. The letter also encourages chartered and licensed
entities to offer assistance to consumers in a manner similar to
measures taken during the COVID-19 pandemic. Finally, the letter
notes that examiners will generally not criticize working with
federal employees and contractors in examinations.
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