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ARTICLE · 04 AUGUST 2015

Sixth Circuit Interprets Consumer Protection Statute To Protect Non-Consumers

Even though the ruling may not be as harsh to FDCPA defendants as it seems at first blush, it could still have far-reaching effects.

United StatesFinance and Banking
Stites & Harbison PLLC
Stites & Harbison PLLC
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In 2010, the United States Supreme Court expanded the concept of "corporate personhood" when it held in Citizens United v. FEC, 558 U.S. 310, 130 S. Ct. 876, 175 L. Ed. 2d 753 (2010), that corporations can engage in political speech protected by the First Amendment. The same rationale carried over to the religious context in Burwell v. Hobby Lobby Stores, Inc., 134 S. Ct. 2751, 189 L. Ed. 2d 675 (2014), when the Court decided closely-held corporations have religious liberties under the Religious Freedom Restoration Act.

Now it appears legal entities might be entitled to protection under a federal consumer protection statute too, at least in the Sixth Circuit.

Last week, the Sixth Circuit Court of Appeals, in Anarion Invs., LLC v. Carrington Mortg. Servs., 2015 U.S. App. LEXIS 12670 (July 23, 2015), created a new class of plaintiffs entitled to sue under the federal Fair Debt Collection Practices Act, 15 U.S.C.  1692 et seq. (the "FDCPA" or the "Act") when it ruled

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