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ARTICLE · 07 OCTOBER 2008

Financial Services Regulatory & Enforcement Update

Mayer Brown
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Set forth below is a summary of the key features of the proposed Basel II standardized approach (Standardized Approach) jointly published in the Federal Register on July 29, 2008, by the Office of the Comptroller of the Currency (OCC), the Federal Reserve Board (FRB), the Federal Deposit Insurance Corporation (FDIC) and the Office of Thrift Supervision (OTS) (collectively, the Agencies).

United StatesFinance and Banking
Scott Anenberg
Scott Anenberg
Charles Horn
Charles Horn
Robert Hugi
Robert Hugi
Matthew Windsor
Matthew Windsor
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Originally published on October 3, 2008

Keywords: Basel II, Federal Register, Fannie Mae, Freddie Mac, Standardized Approach, capital rules, regulatory, financial services, capital components, equity exposures, credit, corporate, retail exposure, asset, residential mortgage, junior lien, loan, investment

Set forth below is a summary of the key features of the proposed Basel II standardized approach (Standardized Approach) jointly published in the Federal Register on July 29, 2008, by the Office of the Comptroller of the Currency (OCC), the Federal Reserve Board (FRB), the Federal Deposit Insurance Corporation (FDIC) and the Office of Thrift Supervision (OTS) (collectively, the Agencies).1 This summary includes occasional comparisons to other key US regulatory capital regimes, including the existing Basel I "general" risk-based capital requirements, and the Basel IA proposal (Basel 1A), which the Standardized Approach replaces.

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