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ARTICLE · 05 OCTOBER 2010

Dodd-Frank Act Summary on Mortgage Lending Regulatory Changes - Second in Series

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The Dodd-Frank Wall Street Reform and Consumer Protection Act (the "Dodd-Frank Act" or the "Act") has been called the most significant overhaul of our nation’s financial system since the Great Depression.

United StatesFinance and Banking
Peter Fanchi
Peter Fanchi
Jason Hill
Jason Hill
Thomas Kinsock
Thomas Kinsock
Robert LaRose
Robert LaRose
Gregory Omer
Gregory Omer
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The Dodd-Frank Wall Street Reform and Consumer Protection Act (the "Dodd-Frank Act" or the "Act") has been called the most significant overhaul of our nation's financial system since the Great Depression. The following is one in a series of practical summaries of certain provisions of the Act that may be of interest to financial institutions. Please feel free to contact us with any questions regarding this summary.

The Dodd-Frank Act requires new disclosures and other significant changes to how banking organizations conduct residential mortgage lending. Your company should evaluate these changes to determine how best to bring your existing mortgage lending policies and procedures into compliance with these requirements. The requirements summarized below are not yet effective, but may become effective as soon as early 2012.

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