Though much of the conversation regarding insurance coverage
for COVID-19-related losses has focused on the potential for
business interruption-type coverage (see prior discussion
here, insureds should not overlook the potential that COVID
risks trigger other types of coverage. For example, as previously
discussed
here, some insureds may seek coverage under D&O policies
should they face securities and derivative-type claims.
In addition to the forms of coverage we've previously
blogged about, businesses who have continued operations during the
pandemic as well as those considering whether, when, and how to
reopen their businesses in the coming weeks and months should
consider whether they will be able to access coverage under their
GL policies for some COVID-related claims. For example, companies
that continue or restart operations in some form during the
pandemic may anticipate claims from individuals who allegedly
contracted the virus while interacting with that