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ARTICLE · 26 NOVEMBER 2013

FDCPA & More: CFPB Considers "Modern" Methods Of Consumer Communications

Morrison Foerster
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On November 12, 2013, the Consumer Financial Protection Bureau ("CFPB" or "Bureau") published an advance notice of proposed rulemaking ("ANPR") in the Federal Register seeking information from the public about the operations, disclosures and practices used by debt collectors as well as creditors selling and collecting on their own consumer debts.two guidance bulletins ("July 2013 Bulletins") that address debt collection practices.

United StatesConsumer Protection
Leonard Chanin
Leonard Chanin
Donald Lampe
Donald Lampe
Ryan Rogers
Ryan Rogers
Jean Nguyen
Jean Nguyen
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On November 12, 2013, the Consumer Financial Protection Bureau ("CFPB" or "Bureau") published an advance notice of proposed rulemaking ("ANPR") in the Federal Register seeking information from the public about the operations, disclosures and practices used by debt collectors as well as creditors selling and collecting on their own consumer debts.two guidance bulletins ("July 2013 Bulletins") that address debt collection practices. The CFPB continues to explore ways to uniformly apply federal debt collection requirements to both creditors and debt holders—which are generally exempted from the requirements of the Fair Debt Collection Practices Act ("FDCPA") when collecting on their own debts—and third-party debt collectors.1 The ANPR follows the CFPB's July 2013 issuance of

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