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ARTICLE · 08 FEBRUARY 2023

Ön Ödemeli Konut Satışlarında Faiz Oranları

Kolcuoglu Demirkan Koçakli
Kolcuoglu Demirkan Koçakli
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Kolcuoglu Demirkan Koçakli

Kolcuoglu Demirkan Koçakli

The Firm Kolcuoğlu Demirkan Koçaklı (KDK) is an independent Turkish law firm advising domestic and...

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Ön ödemeli konut satış sözleşmesi, tüketicinin konut amaçlı bir taşınmazın satış bedelini önceden peşin veya taksitle ödemeyi, satıcının da bedelin tamamen veya kısmen ödenmesinden sonra taşınmazı tüketiciye devir veya teslim etmeyi üstlendiği sözleşmedir.

TurkeyReal Estate and Construction
Orcan Çetinkaya
Orcan Çetinkaya
Hasan Can Öz
Hasan Can Öz
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Ön ödemeli konut satış sözleşmesi, tüketicinin konut amaçlı bir taşınmazın satış bedelini önceden peşin veya taksitle ödemeyi, satıcının da bedelin tamamen veya kısmen ödenmesinden sonra taşınmazı tüketiciye devir veya teslim etmeyi üstlendiği sözleşmedir. Ön ödemeli konut satışları, 6502 sayılı Tüketicinin Korunması Hakkında Kanun ("TKHK") ile Ön Ödemeli Konut Satışları Hakkında Yönetmelik'te ("Yönetmelik") düzenlenmiştir. Bu yazımızda ön ödemeli konut satış sözleşmelerinde uygulanabilecek faiz miktarları ele alınmıştır.

1. Türk Borçlar Kanunu ("TBK") ve Türk Ticaret Kanunu ("TTK") Uyarınca Anapara ve Temerrüt Faizi

Anapara faizi, paranın kullanılması sebebiyle borçlu henüz temerrüde düşmeden işletilen bir faizdir. Uygulamada çok kullanılan vade farkı, yani, peşin satış fiyatı ile taksit tutarları toplamı arasındaki fark, anapara faizidir. Temerrüt faizi ise borcun vadesinde ödenmemesi halinde borçlunun ödemekle yükümlü olacağı gecikme faizidir.

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© Kolcuoğlu Demirkan Koçaklı Attorneys at Law 2020

The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.

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