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ARTICLE · 23 FEBRUARY 2024

Taşınmaz Rehni Nedir?

MGC Legal
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Taşınmaz rehni, borçlunun borcuna yani alacaklının alacağına karşılık gösterilen bir ayni teminat olup; taşınmaz rehni sahibi alacaklıya borç ödenmediği takdirde rehin konusu taşınmazı...

TurkeyReal Estate and Construction
Kerim Kocaman
Kerim Kocaman
Efe Kaan Okyaz
Efe Kaan Okyaz
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Taşınmaz rehni, borçlunun borcuna yani alacaklının alacağına karşılık gösterilen bir ayni teminat olup; taşınmaz rehni sahibi alacaklıya borç ödenmediği takdirde rehin konusu taşınmazı paraya çevirtmek suretiyle taşınmazın değerinden alacağını tahsil edebilme yetkisi veren alacağa bağlı feri nitelikte bir sınırlı ayni haktır.

Türk Medeni Kanunu (TMK) madde 850'ye göre; taşınmaz rehni ancak ipotek, ipotekli borç senedi ve irat senedi şeklinde kurulabilir. Bunlar sınırlı sayıdadır, bunların dışında başka bir şekilde taşınmaz rehninin kurulması mümkün değildir.

Taşınmaz Rehni Türleri Nelerdir?

İpotek

İpotek, taşınmaz üzerinde kurulan ve alacaklı ile ipotek veren kişi arasındaki bir rehin sözleşmesine dayanan ya da kanundan doğan ve borcun ödenmemesi durumunda konusu olan taşınmazın paraya çevrilmesi suretiyle ipotek hakkı sahibi alacaklıya alacağını tahsil etme yetkisi veren asıl borç ilişkisine bağlı feri nitelikteki bir sınırlı ayni haktır.

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