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ARTICLE · 06 DECEMBER 2021

İsteğe Bağli Sigorta Hükümleri

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Bu çalışmamızda, isteğe bağlı sigortalılıkta dikkat edilmesi gereken yönler ve şartlar anlatılacaktır.

TurkeyInsurance
Emine Betül Gümüş
Emine Betül Gümüş
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ÖZET

İsteğe bağlı sigortalılıkta temel amaç, herhangi bir şekilde sigortalılığı bulunmayan kişilerin, kendilerinin  isteğe bağlı primlerini ödemesiyle emekli olma ve genel sağlık sigortası haklarından yararlanma fırsatı  sağlayan bir uygulamadır. Bu çalışmamızda, isteğe bağlı sigortalılıkta dikkat edilmesi gereken yönler ve  şartlar anlatılacaktır.

Anahtar Kelimeler: İsteğe Bağlı Sigorta,  5510 Sayılı Kanun, Sosyal Sigorta İşlemleri Yönetmeliği, Prim, Genel Sağlık Sigortası.

GİRİŞ

İsteğe bağlı sigorta, kişilerin isteğe bağlı  olarak prim ödemek suretiyle uzun vadeli sigorta kollarına ve genel sağlık sigortasına tâbi  olmalarını sağlayan bir sigortadır. Bu uygulama ile zorunlu sigortalılığı olmayanlar, kısmi  çalışanlar ve sözleşmesiz ülkelere çalıştırılmak  üzere götürülenlere isteğe bağlı sigorta primi  ödeyerek emeklilik durumlarını devam ettirip  tüm sigorta desteklerinden yararlanabilmeleri  sağlanmıştır.

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