For married home owners, the concept of decoupling may be a
familiar solution to better manage their stamp duty liabilities
should they consider investing in a second residential property.
However, as stated in this title of this article, we will not be
discussing decoupling but 'recoupling'. So do check out our
article on '
ABSD: is "Decoupling" a suitable solution for
you?' if you have yet to do so.
Where the main feature of decoupling is the removal of an owner
from a jointly-owned property, 'recoupling' seeks to do the
complete opposite – introducing a second owner to a currently
solely-owned property. While the benefits of decoupling are easily
realized through the ample stamp duty savings, the draws of
recoupling may be slightly less tangible. This article aims to
provide an overview as to when recoupling would be an appropriate
solution for home-owners.
