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  • Article

    What Impact Does A 'Time Is Of The Essence' Clause Have In A Contract?

    When entering into a contractual agreement, many people place emphasis on key terms such as price, services, or obligations while overlooking a critical clause —"time is of the essence."
    CanadaCorporate/Commercial Law
    Woitzik Polsinelli LLP
    Woitzik Polsinelli LLP
  • Article

    Potential Beneficiary Disputes And How To Prevent Them

    A properly planned will is extremely important to clearly communicate your wishes.
    CanadaFamily and Matrimonial
    Woitzik Polsinelli LLP
    Woitzik Polsinelli LLP
  • Video

    2026 Ontario HST Rebate Update: What New Home Buyers Need To Know (Video)

    Could Ontario homebuyers save up to $130,000 through a proposed expansion of the HST rebate program? Jonathan Dippolito of Woitzik Polsinelli LLP discusses a significant proposed change that could affect purchasers of new...
    CanadaTax
    Devry Smith Frank LLP
    Devry Smith Frank LLP
  • Article

    New Tarion Registration Requirement: What Buyers Need To Know

    Starting April 1st, 2026, Ontario homebuyers must register their pre-construction home purchases with Tarion within 45 days to secure maximum deposit protection coverage. What happens if you miss this deadline, and how much of your deposit could be at risk if your builder fails to complete the transaction?
    CanadaReal Estate and Construction
    Woitzik Polsinelli LLP
    Woitzik Polsinelli LLP
  • Article

    A Guide To Closing Costs For First-Time Homebuyers In Ontario

    Buying your first home is an exciting milestone, but it also comes with many financial responsibilities that many first-time buyers should be fully prepared for.
    CanadaReal Estate and Construction
    Woitzik Polsinelli LLP
    Woitzik Polsinelli LLP
  • Article

    Condition vs. Warranty Clauses In Real Estate – What’s The Difference?

    Real estate transactions involve critical contractual terms that can significantly impact buyers and sellers. Understanding the distinction between conditions and warranties in an Agreement of Purchase and Sale is essential for protecting your interests and making informed decisions about whether to proceed with a property transaction.
    CanadaReal Estate and Construction
    Woitzik Polsinelli LLP
    Woitzik Polsinelli LLP
  • Article

    Power Of Sale In Real Estate Law: A Step-By-Step Overview

    With interest rates and property values constantly shifting, Ontario's real estate market is experiencing an unprecedented increase in mortgage defaults. When a borrower defaults on their mortgage...
    CanadaReal Estate and Construction
    Woitzik Polsinelli LLP
    Woitzik Polsinelli LLP
  • Video

    2026 Ontario HST Rebate Update: Up To $130,000 In Savings (Video)

    Ontario has introduced a proposed new home rebate that could significantly impact buyers of new construction and pre-construction properties. Real estate lawyer Jonathan Dippolito examines how this rebate may interact with existing HST programs and explains the critical importance of reviewing purchase agreements carefully. This video provides essential guidance for anyone considering a new home purchase in Ontario during this period of regulatory change.
    CanadaReal Estate and Construction
    Devry Smith Frank LLP
    Devry Smith Frank LLP
  • Video

    The 2 Most Important Conditions To Include When Buying A Home In Ontario (Video)

    Financing and home inspection conditions serve as critical safeguards in Ontario real estate transactions, protecting buyers from unforeseen financial and structural issues. Ontario real estate lawyer Jason Lane explains why mortgage pre-approvals don't guarantee final financing and how professional inspections can reveal hidden defects that impact purchase decisions.
    CanadaReal Estate and Construction
    Devry Smith Frank LLP
    Devry Smith Frank LLP
  • Video

    First-Time Home Buyer GST Rebate For New Homes In Ontario (Video)

    The First-Time Home Buyers' GST Rebate is now law in Canada, offering eligible purchasers significant tax savings on newly built and pre-construction homes. Ontario real estate lawyer Jon Dippolito breaks down the qualification criteria, price point applications, and critical occupancy and ownership requirements that buyers must understand before making their purchase.
    CanadaTax
    Devry Smith Frank LLP
    Devry Smith Frank LLP
  • Article

    Selling Property With An Open Building Permit

    Real Estate transactions can be a stressful process for both purchasers and sellers of real property.
    CanadaReal Estate and Construction
    Woitzik Polsinelli LLP
    Woitzik Polsinelli LLP
  • Article

    Federal Government Announces Reforms To Mortgage Rules – Is It Enough?

    In 2023, the Canada Mortgage and Housing Corporation ("CMHC") estimated that 3.5 million additional housing units needed to be built to reach the target levels of affordability last seen in 2004.
    CanadaReal Estate and Construction
    Woitzik Polsinelli LLP
    Woitzik Polsinelli LLP
  • Article

    Joint Tenancy vs. Tenancy In Common: Why It Matters During A Separation

    The distinction between joint tenancy and tenancy in common is often addressed at the time of acquisition and rarely revisited. Property ownership between spouses or partners is not often given due consideration until the relationship breaks down.
    CanadaReal Estate and Construction
    Woitzik Polsinelli LLP
    Woitzik Polsinelli LLP
  • Article

    Ontario Expanded HST Relief For New Housing: What Buyers Need To Know In 2026

    Over the past year, the Ontario government has announced new and expanded HST Relief on New Housing. The expanded HST Rebates promised to provide HST relief on most newly constructed housing up to $130,000. Unsurprisingly, many buyers and builders have been eager to take advantage of the expanded relief.
    CanadaReal Estate and Construction
    Woitzik Polsinelli LLP
    Woitzik Polsinelli LLP
  • Article

    What Happens If A Buyer Or Seller Dies Before Real Estate Closing?

    Buying or selling a property is often one of the largest financial decisions you'll make. It can be stressful even under normal circumstances, and even more so if a buyer or seller passes away before closing.
    CanadaReal Estate and Construction
    Woitzik Polsinelli LLP
    Woitzik Polsinelli LLP
  • Article

    Do I Need A Lawyer To Close My Real Estate Transaction?

    In Ontario, when buying or selling a home, hiring a real estate lawyer is not just a recommendation; it is a requirement. The law is clear that only licensed lawyers can complete real estate transactions.
    CanadaReal Estate and Construction
    Woitzik Polsinelli LLP
    Woitzik Polsinelli LLP
  • Article

    Escape Clauses In Ontario Real Estate: A Powerful Tool With High Stakes

    In Ontario’s competitive real estate market, flexibility can make or break a deal. One of the most common tools used to introduce that flexibility is a conditional offer...
    CanadaReal Estate and Construction
    Woitzik Polsinelli LLP
    Woitzik Polsinelli LLP
  • Article

    Easements 101: Understanding Non-Possessory Interests In Land

    When the topic of property rights gets brought up, most people think of ownership and the ability to possess, use, and enjoy land. But the law also recognizes a category of non-possessory interests, where one party has limited rights to use another’s land without owning it. The most common non-possessory rights are called easements.
    CanadaReal Estate and Construction
    Woitzik Polsinelli LLP
    Woitzik Polsinelli LLP
  • Article

    Could You Qualify For A New Home HST Rebate?

    When purchasing a newly built home or condo in Canada, many buyers are often surprised by the additional cost of Harmonized Sales Tax (HST).
    CanadaReal Estate and Construction
    Woitzik Polsinelli LLP
    Woitzik Polsinelli LLP
  • Article

    Tarion Warranty Coverage Essentials: What Every New Homebuyer Should Know

    Purchasing a pre-construction or "new-build" home is an exciting yet stressful process. To help ease some of the risk and anxiety, Tarion Warranty coverage ("Warranty") plays a crucial role.
    CanadaReal Estate and Construction
    Woitzik Polsinelli LLP
    Woitzik Polsinelli LLP

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