Have been following the recent Crypto Bull Run? In this article, Max Frilot provides a brief but well-rounded explanation of the bull market together with expert advice and predictions of what that means for the future of cryptocurrencies and crypto markets.

Stephanie Marinova provides a concise overview of the Four-Eyes Principle, a vital governance strategy requiring dual approval for significant organizational decisions.

AI's impact hinges on the safeguards and governance frameworks that guide its deployment, not the technology itself. Recent harmful chatbot incidents expose the inadequacy of voluntary self-regulation when commercial pressures eclipse safety considerations. The EU AI Act emerges as a critical regulatory intervention to establish mandatory safety standards, accountability mechanisms, and oversight structures that protect the public from preventable AI-related harm.

The Payment Services Directive 3 (PSD3) and Payment Services Regulation (PSR) introduce fundamental changes to the EU payments landscape, including the elimination of the standalone EMI licence, mandatory Verification of Payee requirements, and a significant shift in fraud liability. With a 27-month transitional window, payment institutions and electronic money institutions must begin preparing now to meet the new unified framework's stringent requirements.

The EU AI Act (COM/2021/206) is hailed as the first comprehensive regulation on AI.

The Directive on Administrative Cooperation (DAC) establishes an EU-wide system for automatic exchange of tax information, aiming to boost transparency, prevent tax evasion and avoidance, and promote fair taxation across...

The MiCAR and Travel Rule Regulation have taken centre-stage within Crypto & Fintech stakeholders' agenda.

Recent Maltese Arbiter decisions against Crypto.com reveal that EU Travel Rule compliance is evolving beyond anti-money laundering enforcement into a consumer-protection standard that can trigger civil liability for crypto-asset service providers.

On August 11, 2025, the Malta Financial Services Authority (MFSA) published a Consultation Document regarding the revised Chapter 1 of the Financial Institutions Rulebook (FIR/01).

The Payment Services Directive (PSD) is a regulatory framework established by the European Union (EU) to govern payment services within the EU and European Economic Area (EEA).

On 7 May 2025, the Malta Financial Services Authority issued a Dear CEO Letter following a supervisory review of the websites of licensed Crypto-Asset Service Providers.

What is the DLT Pilot Regime Regulation? Dr Jane Nweike explains in detail the EU's newest regulation on crypto-assets and Distributed ledger technology (DLT).

On 12 February 2026, the European Banking Authority (EBA) issued an Opinion addressing supervisory priorities at the end of the transition period under its June 2025 No Action Letter (NAL) on the interplay between PSD2...

The relentless influence of Artificial Intelligence (AI) on financial services has changed the sector profoundly.

On August 11, 2025, the Malta Financial Services Authority (MFSA) released a significant consultation document that could reshape how financial institutions approach authorisation in Malta.

The Markets in Crypto-Assets Regulation ("MiCA") has officially come into full force as of 30 December 2024, marking a historic milestone in the European Union's regulatory approach to crypto-assets.

Outsourcing has become a commercial reality for financial institutions of all sizes. Whether it is a core banking platform, a compliance function, or an API integration with a payments provider...

To acquire an initial idea of the potential value NFT's possess, ‘Visa,' the American financial services company recently hopped on the NFT bandwagon by investing in a digital avatar for nearly...

St. Kitts and Nevis has positioned itself as a premier destination for crypto investors through the enactment of the Virtual Assets Act 2020, which was further refined in 2021.

Blockchain Comparative Guide for the jurisdiction of Malta, check out our comparative guides section to compare across multiple countries