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The integration of artificial intelligence and automated bots into Nigeria's e-commerce sector has revolutionized commercial transactions, offering enhanced efficiency and customer engagement. However, this technological advancement raises critical legal questions surrounding data privacy, cybersecurity, consumer protection, and accountability. As bot-mediated commerce expands across multiple transaction models, the absence of comprehensive AI governance frameworks creates regulatory gaps that demand urgent

Nigeria's regulatory sandbox framework represents a progressive shift toward innovation-friendly regulation in the financial technology sector. This comprehensive analysis examines how the Central Bank of Nigeria...