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Loans are central to modern business and banking practice, enabling businesses and individuals to finance commercial activities and contributing to economic growth.

Nigeria's fuel market is undergoing a major transformation as the Dangote Refinery expands domestic refining capacity, raising critical questions about market dominance, fair competition, and regulatory compliance. This analysis examines how competition law applies to the country's evolving petroleum industry and what businesses, investors, and fuel marketers need to understand about pricing practices, market access, and the legal boundaries between legitimate market leadership and potential abuse of domina