In April 2024, the Alabama Supreme Court issued an opinion in Alavest, LLC v. Harris that significantly expands the application of Rule 19 of the Alabama Rules of Civil Procedure...

On May 17, 2022, the Federal Deposit Insurance Corporation ("FDIC") adopted a final rule establishing a new subsection B to the Federal Deposit Insurance Act ("FDIA") addressing False Advertising...

The Mortgage Bankers Association's ("MBA") First Quarter 2022 National Delinquency Survey revealed that the delinquency rate for mortgage loans on 1–4-unit residential properties...

On September 15, 2022, the U.S. Court of Appeals for the Second Circuit ruled in Cantero v. Bank of Am. that the National Bank Act (NBA) preempts a New York law requiring mortgage lenders to pay...

Consumers often are able to effect transactions by providing payment authorization ahead of time. How often a consumer may authorize a prescheduled transaction differs slightly under Regulation E...

Legislating litigation is one of the most politicized and unpredictable functions undertaken by the United States government.

With the anticipation of federal marijuana legalization, the cannabis industry rang in 2021 with sky-high equity values and anticipated social justice reforms seemingly imminent.

On April 30, 2024, the U.S. Environmental Protection Agency (EPA) issued the final methylene chloride rule under the Toxic Substances Control Act (TSCA), establishing prohibitions...

Regulation ZZ is substantially similar to the FRB's proposed regulation.

On June 5, 2024, the United States District Court for the Southern District of New York issued a decision adopting in its entirety the May 13, 2024, Report and Recommendation regarding the Truth in Lending Act (TILA).

Following an extended public comment period that began in January of 2023, the Federal Trade Commission (FTC) voted Tuesday, April 23 to implement a new rule...

On August 15, 2022, the California governor signed SB 633, which expands the obligation of creditors to provide a cosigner notice when obtaining more...

The first emoji was created by Shigetaka Kurita in 1999. It consisted of a pixelated heart that contained a total 144 dots.

The United States Court for the Western District of Virginia recently granted a foreclosure firm's motion to dismiss on the grounds that the firm's representation...

You are likely aware that the Fair Credit Reporting Act (FCRA) 15 USC 1681 et. seq. requires furnishers of information to report the information accurately. Recently, several payment rating/account status cases have been filed and ...

The Class Action Fairness Act was passed by Congress in 2005; it allowed federal courts to begin hearing large class-action lawsuits and mass torts that were usually heard in state courts.

Here, the plaintiff, Kathy Hanson, obtained a loan from America’s Wholesale Lender to purchase real property, and signed a mortgage with Mortgage Electronic Registration Systems (MERS) as the beneficial holder.

On Tuesday, February 8, 2022, the United States District Court for the Northern District of California issued two separate orders that upheld the OCC's and FDIC's "valid-when-made" rules.

On December 22, 2010, President Obama signed the Truth in Caller ID Act of 2009 (the Act).

On Friday, April 1, 2022, the House of Representatives passed the Marijuana Opportunity, Reinvestment, and Expungement (MORE) Act for the second time in two years, with 220 votes in favor and 204 votes in opposition.