On 14 August 2024, the European Central Bank (ECB) published harmonised rules and arrangements for the mobilisation and management of collateral in Eurosystem credit operations.

Every year, usually during the fourth quarter, EU-level authorities such as the European Insurance and Occupational Pensions Authority...

The consumer credit market has changed in the wake of digitalisation. Technological advances have significantly altered both supply and demand through the introduction of new products and the evolution of consumer behaviour.

On 2 May 2018 the European Central Bank (ECB) published its framework for "Threat Intelligence-Based Ethical Red-Teaming" (TIBER-EU) Framework.

On 17 March 2026, SCHUFA Holding AG (SCHUFA) – Germany's largest and most influential credit reference agency (CRA) – implemented a comprehensive reform of its scoring methodology...

Financial services firms' level of compliance with marketing standards have long been the subject of supervisory scrutiny of national and EU regulatory policymakers. At the end of May 2024...

On 24 February 2026, the European Securities and Markets Authority (ESMA) issued a public statement addressing the increasing prevalence of derivatives marketed as "perpetual futures"...

BaFin has published a draft of the 9th amendment to Germany's Minimum Requirements for Risk Management (MaRisk), introducing a fundamental revision aimed at reducing regulatory complexity for financial institutions. The proposed changes establish a new three-tier classification system for institutions based on size, implement proportional risk assessment requirements, and integrate European Banking Authority guidelines on environmental scenario analysis and internal governance.

On 17 April 2023, the European Central Bank (ECB), acting in its role as the head of the Single Supervisory Mechanism (SSM) at the heart of the Banking Union, published the results of an external assessment...

On 9 June 2023, the EU's recastShow Footnote Wire Transfer Regulation (WTR II)Show Footnote (also sometimes referred to as the Transfer of Funds Regulation) was published in the EU's Official Journal.

On 8 October 2024, the Council of the EU, formally adopted the EU's Listing Act packageShow Footnote. The package, which is a key priority of the EU's Capital Markets Union (CMU), seeks to make EU public capital markets...

Every year, usually during the fourth quarter, the Banking Union relevant authorities, comprised of the European Central Bank (ECB), acting at the helm of the Single Supervisory Mechanism (SSM)...

The European Commission announced in the 2021 EU State of the Union speech a number of key priorities.

Every year, usually during the fourth quarter, EU-level authorities such as the European Banking Authority (EBA) publish their Annual Work Programmes (AWPs)...

Directive 2023/2225 on credit agreements for consumers and repealing the Consumer Credit Directive (2008/48/EC) (referred to herein as CCD 2.0)...

The EU has agreed that the so-called "travel rule", which already exists for fiat and electronic money i.e., "traditional money transfers" and EU and European Economic Area...

BaFin has released draft guidance on amendments to Germany's Capital Investment Code (KAGB) following the Fund Risk Limitation Act (FRiG), introducing significant changes to authorization procedures for capital management companies. The circular addresses new requirements for senior managers, including mandatory full-time employment and EU residency rules, while providing grandfathering provisions for existing structures.

Directive (EU) 2021/2167 on credit servicers and credit purchasers was published in the Official Journal of the European Union (EU) on 8 December 2021 and entered into force twenty days thereafter.

The EU's Market in Crypto-Assets Regulation (MiCAR) became fully operational as of 30 December 2024. As explored in PwC Legal's EU RegCORE' series covering developments across...

Turbulent market conditions, in particular as a result of uncertainty around tariffs and geopolitical tensions in 2025, are causing significant complexities in contractual...