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  • Article

    How To Obtain An Imto License In Nigeria

    The international money transfer operator (IMTO) licence is one that is required for the provision of inbound cross-border payment services from overseas to Nigerians and foreigners ...
    NigeriaTechnology
    Firmus Advisory
    Firmus Advisory
  • Article

    Why Ghana Is A Great Place To Start A Business

    Ghana is a great place to start a business. We will discuss some of the major benefits of starting a business in Ghana and why Ghana is a great place to do business among other African Countries.
    GhanaStrategy
    Firmus Advisory
    Firmus Advisory
  • Article

    How To Obtain A Residence Card In Côte D'Ivoire – ONECI (Office National De L'État Civil Et De L'Identification)

    Applying for a residence card (Carte de Résident) in Côte d'Ivoire for the first time involves is clear, step-by-step process for all individuals who wish to apply for a residence card.
    GhanaImmigration
    Firmus Advisory
    Firmus Advisory
  • Article

    What Are Ghanaians Spending On? Import Trends And Insights For A New Market Entrant In 2023

    Ghana has not been left out of the retail boom across Africa. Ghanaians spending and consumption have increased over the last few years attributed somewhat to the growing middle class with greater spending power.
    GhanaFinance and Banking
    Firmus Advisory
    Firmus Advisory
  • Article

    How To Register Cosmetics In Ghana

    Do you have any cosmetic products you intend to import into Ghana or manufacture locally in Ghana?
    GhanaFood, Drugs, Healthcare, Life Sciences
    Firmus Advisory
    Firmus Advisory
  • Article

    Senegal’s Real Estate Market In 2025: Dakar Concentration, Emerging Corridors, And Medium-Term Prospects

    Senegal's real estate market in 2025 reflects improved macroeconomic stability with lower inflation and stronger growth expectations driven by hydrocarbons, yet development activity remains measured due to persistent financing constraints, infrastructure gaps, and policy transition effects. The market is heavily concentrated in Dakar, with gradual eastward expansion along growth corridors like Diamniadio, while developers prioritize execution quality, affordability, and strategic location selection over agg
    SenegalReal Estate and Construction
    Firmus Advisory
    Firmus Advisory
  • Article

    Value Added Tax (VAT) Filing For Businesses In Nigeria

    Value Added Tax (VAT) filing for businesses is a crucial component of Nigeria's tax system, serving as a major source of revenue for the government. Governed by the Value Added Tax Act, Cap V1, LFN 2004, as amended by the Finance Acts, VAT is a consumption tax levied at 7.5% on the supply of goods and services in Nigeria.
    NigeriaTax
    Firmus Advisory
    Firmus Advisory
  • Article

    FMCG Market Watch; Ghana's Diary Market

    Dairy products are highly nutritious and a healthy protein option for most consumers in Ghana. As such, it is a common Fast-Moving Consumer Good (FMCG)....
    GhanaInternational Law
    Firmus Advisory
    Firmus Advisory
  • Article

    How To Register Plantain Chips With The FDA In Ghana: Requirements, Fees And Step-by-Step Process

    Selling plantain chips commercially in Ghana requires Food and Drugs Authority registration under Section 97 of the Public Health Act, 2012. The process involves business registration, facility preparation, product testing, and FDA approval through the G-FIRMS portal, with fees starting from GHS 100 annually for micro-scale producers and typical processing times of one to three months.
    GhanaConsumer Protection
    Firmus Advisory
    Firmus Advisory
  • Article

    Obtaining A License For Your Products In Nigeria: Frequently Asked Questions

    NAFDAC stands for the National Agency for Food and Drug Administration and Control.
    NigeriaFood, Drugs, Healthcare, Life Sciences
    Firmus Advisory
    Firmus Advisory
  • Article

    How To Register A Not-For-Profit Or NGO In Ghana 2023

    Sometimes, people are oblivious to the fact that a Not-for-Profit or Non-Governmental Organization (NGO) is also termed as a company limited by guarantee. A private company limited by guarantee...
    GhanaCorporate/Commercial Law
    Firmus Advisory
    Firmus Advisory
  • Article

    Ghana Work And Residence Permit Guide (2025): Requirements, Cost, And Application Process

    Are you a foreign national planning to live or work in Ghana? Whether you're an investor, employee, or expatriate with family, you'll need to understand how Ghana's Work and Residence Permit system works.
    GhanaImmigration
    Firmus Advisory
    Firmus Advisory
  • Article

    How To Write A Valid Will In Nigeria

    A will is a legal document that states how a person wants their property and affairs handled after death. In Nigeria, a will is only effective if the legal formalities are properly followed. At a practical level, the safest approach is to ensure the will is in writing, made by a person with capacity, signed by the testator, and attested by at least two competent witnesses at the time of execution.
    NigeriaFamily and Matrimonial
    Firmus Advisory
    Firmus Advisory
  • Article

    Local Production Prospects For Key Imported FMCG Products In Ghana

    Ghana's FMCG sector is experiencing rapid growth driven by urbanization and rising incomes, yet the country remains heavily dependent on imports for essential consumer goods.
    GhanaStrategy
    Firmus Advisory
    Firmus Advisory
  • Article

    How To Apply For An Online Sports Betting License In Lagos State: Requirements, Fees, Process & Timeline (2026)

    If you want to operate an online sports betting business in Lagos State, you must obtain the appropriate license from the Lagos State Lotteries and Gaming Authority (LSLGA) before launch. Investors planning to set-up online sports betting business in Nigeria should prepare for incorporation, minimum share capital, a detailed business plan, technical platform documentation, due diligence, and payment of the applicable license fees.
    NigeriaMedia, Telecoms, IT, Entertainment
    Firmus Advisory
    Firmus Advisory
  • Article

    How To Register Medical Devices & In Vitro Diagnostics Made In Or Imported Into Nigeria With NAFDAC

    A medical device is any instrument, apparatus, contrivance (including components, parts, and accessories) intended for internal or external use in the diagnosis, treatment, mitigation, or prevention of any disease, disorder, abnormal physical state, or the symptoms, thereof, in man or in animal.
    GhanaFood, Drugs, Healthcare, Life Sciences
    Firmus Advisory
    Firmus Advisory
  • Article

    Starting A Point Of Sale (POS) Business In Nigeria

    Over the years, the Point of Sale (POS) business has gained significant traction in Nigeria, especially following the 2023 Naira redesign and currency swap initiative.
    NigeriaFinance and Banking
    Firmus Advisory
    Firmus Advisory
  • Article

    Complete Guide To Buying Land In Lagos State – A Practical FAQ Guide For First-Time Buyers, Investors, Diaspora Buyers, And Families

    The safest process is to verify the seller, investigate the title, inspect the land, agree on the commercial terms in writing, complete the payment and transfer documents, then perfect and register your title.
    NigeriaReal Estate and Construction
    Firmus Advisory
    Firmus Advisory
  • Article

    What Happens When Someone Dies Without A Will In Nigeria?

    In Nigeria, intestacy is far more common than most people realise. When a person dies without a valid will, it means they died “intestate”; and their estate does not automatically pass to any family member. Instead, it is distributed according to statutes, customary laws of succession, and rules that differ depending on the deceased’s ethnicity or where the deceased lived, their culture or religion.
    NigeriaFamily and Matrimonial
    Firmus Advisory
    Firmus Advisory
  • Article

    How To Obtain A PTSP License In Nigeria

    A Payment Terminal Service Provider (PTSP) license is one issued to financial technology companies for deploying, maintaining, and supporting POS terminals services.
    NigeriaTechnology
    Firmus Advisory
    Firmus Advisory

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