A common misconception holds that insolvency moratoriums protect everyone associated with a distressed company, but the Supreme Court's ruling in the Mantri Manyata Energia Project case clarifies that Section 14 of the Insolvency and Bankruptcy Code protects only the corporate debtor itself. What happens when promoters, directors, personal guarantors, and landowners face separate proceedings while the company undergoes Corporate Insolvency Resolution Process, and how do courts determine whose obligations