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  • Article

    Credit Rating Agencies: Overview And Registration Requirements In Nigeria

    Credit rating agencies play a vital role in the global financial market, by providing independent assessments of a company's creditworthiness to investors.
    NigeriaCorporate/Commercial Law
    Tope Adebayo LP
    Tope Adebayo LP
  • Article

    NCC’s New Compensation Framework: What Mobile Subscribers And Operators Need To Know

    Nigeria's telecoms regulator has introduced a Framework for Compensation of Consumers that fundamentally shifts the burden of service quality enforcement from subscribers to mobile network operators. When network performance falls below prescribed thresholds in a defined geographic area, affected subscribers automatically receive compensation without filing complaints or navigating dispute channels.
    NigeriaMedia, Telecoms, IT, Entertainment
    Tope Adebayo LP
    Tope Adebayo LP
  • Article

    Moving Personal Data Across Borders? What Your Startup Needs To Know

    For many Nigerian tech startups, the use of offshore cloud infrastructure and foreign service providers is unavoidable.
    NigeriaPrivacy
    Tope Adebayo LP
    Tope Adebayo LP
  • Article

    On The Regulation Of Integrated Petroleum Operations: Takeaway From Recent Developments

    Exxonmobil had applied to the Nigerian Upstream Petroleum Regulatory Commission ("NUPRC" or the "Commission") for authorisation to treat its operations
    NigeriaEnergy and Natural Resources
    Tope Adebayo LP
    Tope Adebayo LP
  • Article

    Decriminalisation Of Bigamy In Lagos State And Its Legal Implications

    The present Nigerian criminal justice system is part of Nigeria's inheritance from colonial Britain. In fairness, it served the colonial power rather well.
    NigeriaFamily and Matrimonial
    Tope Adebayo LP
    Tope Adebayo LP
  • Article

    Unlisted Securities In Mutual Funds: Assessing Liquidity Prospects

    Mutual funds have long been an investment vehicle for individuals seeking diversification in investments and professional management. Their objectives often revolve around capital appreciation, income, or a combination of both.
    NigeriaCorporate/Commercial Law
    Tope Adebayo LP
    Tope Adebayo LP
  • Article

    When A Banking Partner Loses Its Licence: What The CBN’S Revocation Of 46 MFB Licences Means For Fintech Resilience And Customer Funds

    When the Central Bank of Nigeria revoked the operating licences of 46 microfinance banks in July 2026, fintech companies relying on these institutions for customer accounts and settlement infrastructure faced immediate operational disruption. This analysis examines the regulatory grounds for revocation, the deposit insurance framework administered by the NDIC, and the critical due diligence and resilience measures fintech companies must implement when their products depend on regulated banking partners.
    NigeriaFinance and Banking
    Tope Adebayo LP
    Tope Adebayo LP
  • Article

    Business Sustainability – Governance, Boards And Their Secretaries

    Founded by a 19-year-old Standford drop-out in 2003, the story of Theranos, a Med-Tech Start-up in Silicon Valley is one to consider.
    NigeriaCorporate/Commercial Law
    Tope Adebayo LP
    Tope Adebayo LP
  • Article

    The Nigerian Mining Sector In 2023 - Future Outlook

    Despite abundant solid mineral resources, which include gold, lead, zinc, coal, bitumen, iron ore, limestone and barite...
    NigeriaEnergy and Natural Resources
    Tope Adebayo LP
    Tope Adebayo LP
  • Article

    Open Banking And Digital Lending In Nigeria: Opportunities, Risks And Regulatory Readiness

    Nigeria's open banking framework promises to transform digital lending through secure, consent-driven financial data sharing. As the phased rollout approaches mid-2026, lenders face both opportunity and obligation: faster credit decisions, better risk assessment, and new product possibilities, alongside stricter compliance requirements and infrastructure dependencies that will reshape competitive dynamics across the sector.
    NigeriaFinance and Banking
    Tope Adebayo LP
    Tope Adebayo LP
  • Article

    Biometrics On The Rise: Key Considerations For Nigerian Startups

    Once considered futuristic, biometric technology is now part of everyday life in Nigeria's digital landscape.
    NigeriaPrivacy
    Tope Adebayo LP
    Tope Adebayo LP
  • Article

    Contractor Or Employee? The Startup Dilemma That Can Define Your Future

    For most startups, survival hinges on one thing: how well resources are managed. In the race to cut costs and scale smartly, staffing becomes both a founder's greatest strength and toughest challenge.
    NigeriaEmployment and HR
    Tope Adebayo LP
    Tope Adebayo LP
  • Article

    Digital Marketing In Nigeria: Key Legal And Strategic Considerations For Startup

    In Nigeria's fast-growing digital economy, a single marketing campaign can make or break a startup. What used to require expensive TV spots or billboards...
    NigeriaCompliance
    Tope Adebayo LP
    Tope Adebayo LP
  • Article

    Assignments Under The Petroleum Industry Act: Investor Considerations From Upstream To Downstream Part 2

    In Part 1 of this article series, we examined the regulatory framework governing the assignment of interests in Nigeria's upstream oil and gas sector under the Petroleum Industry Act (PIA).
    NigeriaEnergy and Natural Resources
    Tope Adebayo LP
    Tope Adebayo LP
  • Article

    Is Nigeria's Regulatory Landscape Built To Support Energy Dependence?: A Case Study Of Dangote Petroleum Refinery And Petrochemical ("Dangote") Vs. The Nigerian Midstream And Downstream Petroleum Regulatory Authority ("the Authority'') & 6 Others.

    Energy is essential for socio-economic development, contributing significantly to poverty reduction, improved quality of life, and national security. Over the past 50 years, the World Energy Assessment has highlighted.
    NigeriaEnergy and Natural Resources
    Tope Adebayo LP
    Tope Adebayo LP
  • Article

    Understanding The Concept Of Fair Hearing In Nigeria

    Fair hearing is a fundamental principle in any justice system, ensuring that everyone gets a chance to present their case and defend themselves. In Nigeria, this concept is not just a legal requirement...
    NigeriaGovernment, Public Sector
    Tope Adebayo LP
    Tope Adebayo LP
  • Article

    IP Ownership 101: A Founder's Guide To Protecting Your Startup's Assets

    For most tech startups, the real asset is not a sleek office or shiny gadgets; it is intellectual property (IP). Your code, brand, and ideas are the foundation of value. But if you don't secure ownership, that foundation can collapse overnight.
    NigeriaIntellectual Property
    Tope Adebayo LP
    Tope Adebayo LP
  • Article

    Ruga Policy And The Limits Of The Powers And/Or Authorities Of The Executive Governors Of States And Federal Government Of Nigeria Over Lands Under The Land Use Act

    The advent of the new millennium has seen an escalation of the crisis between cattle herders (pastoralists) and farmers in Nigeria.
    NigeriaReal Estate and Construction
    Tope Adebayo LP
    Tope Adebayo LP
  • Article

    Scaling Without Sanctions: The Nigerian Fintech Compliance Playbook (Fintech Series 2)

    Paystack, Moniepoint, and Opay, some of the biggest names in the Nigerian fintech space, have all been hit with major fines by the Central Bank of Nigeria ("CBN") in the last 18 months, some as high as N1 billion.
    NigeriaTechnology
    Tope Adebayo LP
    Tope Adebayo LP
  • Article

    Free To Use, Not Free From Rules: A Legal Guide To Open-Source Software For Startups

    Open-Source Software ("OSS") is nothing new within the Nigerian tech scene. From household names like Flutterwave to early-stage startups...
    NigeriaTechnology
    Tope Adebayo LP
    Tope Adebayo LP

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