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  • Article

    More SCRA Enforcement Activity By The Department Of Justice

    The Servicemembers and Veterans Initiative at the U.S. Department of Justice continues. At the end of July, the DOJ entered into a consent order in a Texas case where a towing company sold active-duty...
    United StatesCorporate/Commercial Law
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    Statutes Of Limitations: Some Guidance For Vehicle Finance From The Ninth Circuit

    Many finance companies, debt buyers, debt collectors, and collection law firms wrestle with the question of which statute of limitations to apply when collecting a deficiency balance on a retail installment contract.
    United StatesFinance and Banking
    Hudson Cook, LLP
    Hudson Cook, LLP
Article

States Are Joining The War On Voluntary Protection Products

Over the last several years, state legislation has increasingly addressed the sale and financing of voluntary protection products.
United StatesConsumer Protection
Hudson Cook, LLP
Hudson Cook, LLP
  • Article

    The CFPB's Future Is Unclear, But Its $42 Million Judgment Still Sends A Clear Message

    If we could use only one word to describe the future of the Consumer Financial Protection Bureau, I think most of us would agree on the word "uncertain."
    United StatesFinance and Banking
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    State AGs Step Up Privacy Enforcement

    With attention on Democratic Attorneys General vowing to fill the void left by weakened federal regulators, and perhaps a more partisan divide on enforcement generally...
    United StatesPrivacy
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    Recent Settlement With Massachusetts AG Addresses Compliance Emphasis On Collection Calls, Repossession Notices, And Service Contract Sales

    On September 1, 2021, the Commonwealth of Massachusetts, through the Massachusetts attorney general, entered into a settlement agreement and related Assurance of Discontinuance with a sales finance company.
    United StatesConsumer Protection
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    The FCC's Reassigned Number Database Nears Its Debut

    The Telephone Consumer Protection Act creates a seemingly endless list of compliance challenges and other headaches for companies determined to mitigate the financial cost and resource burden of TCPA litigation.
    United StatesCorporate/Commercial Law
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    New Massachusetts Business Rule Continues Recent Regulation Of Rental Price Disclosures

    A rule governing Unfair and Deceptive Fees (940 CMR 38.00) published March 3 by the Massachusetts Attorney General sets new Total Price disclosure obligations in marketing and sales for a wide set of covered businesses, including rental housing providers.
    United StatesReal Estate and Construction
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    CFPB Sues Software Company For Providing Substantial Assistance To Unlawful Credit Repair Businesses

    The Consumer Financial Protection Bureau recently filed a lawsuit in federal district court accusing a California-based software company and its founder, owner...
    United StatesConsumer Protection
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    Alaska's Anti-Evasion Bill: A Threat To Small Business Lending And Modern Bank-Fintech Partnerships

    A number of states have considered - and some have enacted - laws to regulate strategic partnerships between banks and technology companies that act as service providers.
    United StatesTechnology
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    Online Chat Features And California's Two-Party Consent Rule For Recording Conversations

    If you've been on the Web lately (and who hasn't?), you've probably seen a site with a chat feature. Consumers in several lawsuits have attempted to use those chat features...
    United StatesMedia, Telecoms, IT, Entertainment
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    What The Massachusetts "Junk Fee" Rules Mean For Automotive Sales And Marketing Efforts

    In early March, the Massachusetts Attorney General's Office finalized the commonwealth's regulations on unfair and deceptive fees, which it refers to in its press release as "junk fee" regulations...
    United StatesConsumer Protection
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    North Dakota Law Regulates "Alternative Financing" As A "Loan"

    The state legislature in North Dakota recently passed House Bill 1127. This bill made a simple amendment to a 1970s-era law called the Money Brokers Act ("MBA").
    United StatesFinance and Banking
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    FTC Snares Deceptive Apartment Reviews, Issues New Marketing Guides And Proposed Rule

    The Federal Trade Commission and six state attorneys general on August 28 resolved an enforcement matter against apartment listing platform Roomster over fake reviews and listings.
    United StatesMedia, Telecoms, IT, Entertainment
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    ABA CFSC Practitioner Profile: Jean Noonan, Hudson Cook, LLP

    Jean Noonan, a partner with Hudson Cook since 2003, has a varied and impressive record of service in the consumer financial services field.
    United StatesConsumer Protection
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    CFPB Bites Of The Month - August 2023 - School Bells Ringing Loud And Clear, Vacation's Over, CFPB Is Near

    On July 20, 2023, the CFPB published a report on employer driven debt, based on an inquiry it started in June of 2022. According to the CFPB, employer-driven debt, which occurs when workers...
    United StatesConsumer Protection
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    Massachusetts Junk Fee Regulation Presents Challenges To Advertising Of Bank Deposit Products

    In early March, nearly a year and a half after it was initially proposed, the Massachusetts Attorney General's Office finalized the Commonwealth's "junk fee" regulation (the "Final Rule")...
    United StatesFinance and Banking
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    CFPB Bites Of The Month - September 2023 - Harvesting The Latest Compliance Crop

    In this month's article, we share some of our top "bites" for the prior month covered during the September 2023 webinar.
    United StatesFinance and Banking
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    Consumer Financial Services Bites Of The Month - June 18, 2025 - "Evening In June With The CFPB"

    On May 15, 2025, FTC Chairman Andrew Ferguson testified before the House Appropriations Committee regarding the FTC's budget and recent changes. Ferguson testified that the FTC is undergoing significant changes...
    United StatesFinance and Banking
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    CFPB Bites Of The Month - April 16, 2025 - "I'll Remember April And The CFPB"

    In this month's article, we share some of our top "bites" covered during the April 2025 webinar.
    United StatesFinance and Banking
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Showing 21–40 of 42 results

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