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42 results found

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  • Article

    Minnesota Supreme Court Preserves Public Records Access Against Legislature's Suppression Efforts

    The Minnesota Supreme Court earlier this month rebuffed the state legislature's efforts to hide records of eviction proceedings from public access. In its August 8 order (ADM10-8050)...
    United StatesReal Estate and Construction
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    Indiana Department Of Financial Institutions Publishes Advisory Letter On Characterization And Disclosure Of E-Lien Fees

    On June 30, 2023, the Indiana Department of Financial Institutions published Advisory Letter 2023-01, addressing the permissibility of e-lien fees not payable to the Indiana Bureau of Motor Vehicles.
    United StatesConsumer Protection
Hudson Cook, LLP
Hudson Cook, LLP
  • Article

    Facebook Decision Upends TCPA Litigation Landscape

    The Supreme Court recently settled a long-simmering circuit split over a key component of the Telephone Consumer Protection Act.
    United StatesMedia, Telecoms, IT, Entertainment
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    Enforcement Alert From Hudson Cook; CFPB Fines Residential Mortgage Loan Originator $1.75 Million For Kickbacks Involving Referrals To Originator By Brokers

    The Real Estate Settlement Procedures Act prohibits mortgage loan originators from offering incentives to other companies in exchange for referring homebuyers to them for mortgage loans.
    United StatesFinance and Banking
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    Enforcement Alert From Hudson Cook; CFPB Agrees To Settlement With Credit Repair Companies For $2.7 Billion And Ten-Year Industry Ban

    In May 2019, the CFPB initially sued six associated companies for allegedly violating the Consumer Financial Protection Act's prohibition against deceptive practices...
    United StatesFinance and Banking
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    California Regulator Signals New Era In Privacy Enforcement

    Last month, the California Privacy Protection Agency announced a consent order with an auto manufacturer alleging multiple violations of the California Consumer Privacy Act and imposing a $632,500 fine for alleged...
    United StatesPrivacy
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    The State Consumer Protection Beat: State AGs Kick Off 2025 With A String Of Actions And Support For The CFPB

    The first two months of 2025 were filled with numerous consumer protection actions by state AGs against vehicle dealers and players in the mortgage space, among others.
    United StatesConsumer Protection
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    State Watch: Consumer Protection Enforcement Update - May The Force Of Law Be With You

    Attorney General James sued a national bank and its holding company for the bank's alleged practices relating to its offering of online savings accounts.
    United StatesConsumer Protection
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    Hudson Cook Enforcement Alert: California Privacy Protection Agency Takes CCPA Enforcement Action Against Auto Maker For Alleged Violations Of Consumer Privacy Rights

    On March 7, 2025, the CPPA finalized a Stipulated Order against an automobile manufacturer (the "Company") alleging multiple violations of the California Consumer Privacy Act ("CCPA").
    United StatesPrivacy
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    California DFPI Issues Final Rules On Commercial Financing UDAAP And Annual APR Reporting

    The California Department of Financial Protection and Innovation became the nation's first regulator with authority to police "abusive" acts and practices in commercial financing...
    United StatesConsumer Protection
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    New Texas Law Offers Financial Institutions An Innovation-Friendly AI Framework

    On May 31, 2025, Texas enacted HB 149, the Texas Responsible Artificial Intelligence Governance Act, creating one of the most comprehensive state-level frameworks to date for regulating artificial intelligence.
    United StatesFinance and Banking
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    Hudson Cook Enforcement Alert: FTC Takes Action Against AI Company Over Deceptive Accuracy Claims About AI Content Detection

    The FTC issued a consent order against an AI Company for allegedly deceptive claims about its AI Content Detector's effectiveness.
    United StatesTechnology
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    California DFPI Proposes Regulations Governing Providers Of Small Business Finance

    The CCPL gives the DFPI authority to define and enforce a new "abusive" standard against providers of small business finance.
    United StatesFinance and Banking
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    Oklahoma Requires Electronic Certificates Of Title Beginning July 1

    On March 31, Service Oklahoma issued a bulletin notifying motor vehicle dealers of updates to the state's electronic lien and title (ELT) system.
    United StatesLaw Department Performance
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    Driver Data Privacy—the Road Ahead

    The attorneys general in Arkansas and Indiana are the most recent AGs to file lawsuits under their respective state laws protecting the privacy of driver data.
    United StatesPrivacy
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    No Harm, No Foul: Statutory Violations And Consumer Harm

    "No harm, no foul" is a common saying. As it turns out, that saying is sometimes true in law. An important prerequisite for a lawsuit in federal court is that the plaintiff have standing to sue.
    United StatesFinance and Banking
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    Regulatory Reversal: CFPB's Withdrawal Of Interpretive Guidance And Its Impact On The Rental Screening Industry

    On May 9, 2025, the Consumer Financial Protection Bureau (CFPB) formally withdrew dozens of interpretive rules, policy statements...
    United StatesReal Estate and Construction
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    Enforcement Alert From Hudson Cook; CFPB Permanently Bans Consumer Finance Company From Providing Consumer Leases And Orders Company To Pay $2 Million Penalty

    On September 11, 2023, the CFPB filed an administrative consent order against a Nonbank Consumer Finance Company, with its principal place of business in Manchester, New Hampshire.
    United StatesFinance and Banking
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    State Watch: Consumer Protection Enforcement Update

    States Spring into Action in April: A bipartisan array of states continues to pursue privacy enforcement, while New York AG James takes aim at earned wage access providers...
    United StatesConsumer Protection
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Article

    State Regulator Pursues Disparate Impact In Auto Finance

    The CRA erased the guidance, telling the CFPB that it could not recreate a substantially similar rule without specific congressional authorization.
    United StatesFinance and Banking
    Hudson Cook, LLP
    Hudson Cook, LLP
  • Showing 1–20 of 42 results

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