On June 25, a group of collection agencies, law firms, and industry associations filed a lawsuit against the Nevada State Commissioner requesting the Court declare invalid Nevada Senate Bill 248...

After reviewing the existing types of federal student loans and forgiveness programs, we discuss the current political debate over forgiveness, including the Education Dept.'s upcoming...

We take a close look at the CDIA code options available for direct and indirect consumer disputes, their relationship to FCRA compliance...

Tom Vartanian is a former federal banking regulator and law professor. In Part I of this two-part podcast, we discuss the government policies that have contributed to or caused the financial crises faced by the...

With the U.S. Treasury Department now completing the process of issuing the third round of EIPs, financial institutions must navigate a maze of federal and state garnishment protections.

Mr. Dougherty recently authored an article calling for the OCC's abolishment and merger into the Federal Deposit Insurance Corp. After reviewing the history of the creation of the OCC and Federal Reserve Banks,...

Permitting mortgage loans originators (MLOs) and employees of other nonbank licensees to work from home without obtaining a branch license for their residence.

We also share our thoughts on best practices businesses can implement to avoid ADA liability.

With the deadline for revising the Health Insurance Portability and Accountability Act of 1996 (HIPAA)...

The Department of Labor (DOL) published new processing times for PERM, Labor Certification applications, and their audit reviews. DOL also published new processing times...

Legal experts from Ballard Spahr examine how artificial intelligence-powered shopping tools are reshaping the retail landscape and creating new legal challenges for both consumers and brands. The analysis identifies critical legal issues companies must navigate and provides strategic recommendations for adapting to this rapidly evolving AI-driven commerce environment.

On June 4, 2025, the Digital Advertising Alliance ("DAA"), the self-regulatory body that sets and enforces privacy standards for digital advertising...

On October 13, 2025, California Governor Gavin Newsom vetoed S.B. 7, which would have required human oversight in certain types of employment decisions...

On September 23, 2025, the California Privacy Protection Agency (CPPA) announced the approval of final regulations under the California Consumer Privacy Act (CCPA) covering cybersecurity audits...

Pennsylvania Governor Josh Shapiro's Executive Order introduces new regulations for data center development, establishing requirements for energy affordability, community engagement, and environmental protection while granting municipalities increased authority over local projects. The order presents unique challenges for developers as most local codes lack provisions for data centers, a relatively new land use category that has emerged only in recent years.

Ordinances recently passed laws in Seattle and Olympia (and in some smaller jurisdictions) require rental property owners to register their rental units with certain local authorities.

Colorado's Department of Law has released draft rules for its amended AI Act, establishing critical compliance frameworks for automated decision-making technology and conversational AI services. The rules address key implementation questions for both deployers and developers, with broader policy implications extending beyond CCPA-exempted data sets. Public stakeholders now have the opportunity to shape these regulations through formal comments before the October hearing.

Following up on guidance issued in February the IRS has issued a new notice on the temporary carryover rules for dependent care flexible spending accounts.

COVID-19 dramatically impacted the values of many properties, particularly in the hospitality sector. Washington law provides property tax relief where a disaster, such as the COVID-19 pandemic

After reviewing how blockchain technology operates and the pandemic's impact on its use, we discuss the technology's main benefits and regulatory risks...