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  • Article

    Legal And Legislative Challenges To Landlords' Use Of Algorithmic Pricing Gain Traction

    This article is part of the 2025 Mid-Year Housing Industry Update. Click here to read the full newsletter.
    United StatesReal Estate and Construction
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    Office To Residential Conversion: A Tale Of The City And The Suburbs

    Across the United States, empty office buildings have become a common sight. According to Moody's Analytics, office vacancies are at their highest since the 1990s.
    United StatesReal Estate and Construction
    Ballard Spahr LLP
Ballard Spahr LLP
  • Article

    IMO Maritime Safety Committee Adopts Draft Amendments To Solas And New International Code Of Safety

    The International Maritime Organization ("IMO") Maritime Safety Committee ("MSC") convened November 2 – 11, 2022, to consider important amendments to the Convention...
    United StatesTransport
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    Oregon Gov. Kate Brown's Executive Order To Reduce Greenhouse Gas Emissions Survives First Legal Challenge

    An Oregon state court has dismissed an industry challenge to Oregon Governor Kate Brown's climate action executive order, EO 20-04, which set stricter goals for reductions...
    United StatesEnvironment
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    CFPB Ombudsman's Office Issues Annual Report

    The CFPB Ombudsman's Office recently released its FY2020 annual report.
    United StatesFinance and Banking
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    FinCEN Delays And Intends To Revisit Investment Adviser Final Rule

    We blogged last year about the Final Rule issued by the U.S. Department of the Treasury's Financial Crimes Enforcement Network (FinCEN)...
    United StatesGovernment, Public Sector
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    Nationwide Freeze Issued Preventing Federal Government From Enforcing COVID-19 Vaccine Mandate For Federal Contractors

    A nationwide injunction has been issued, effectively preventing the federal government from requiring certain federal contractors and their subcontractors to mandate COVID-19 vaccination for employees.
    United StatesCoronavirus (COVID-19)
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    Q&A: COBRA Subsidies Under The American Rescue Plan

    The U.S. Department of Labor issued guidance on April 7 about the new COBRA subsidy rules under the American Rescue Plan (ARP). However, the DOL left some significant questions unanswered.
    United StatesEmployment and HR
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    Silenced No More Laws – Employers Should Know What Not To Say

    In the wake of the #MeToo movement, many West Coast states passed laws that encouraged employees to freely discuss workplace sexual harassment and forbid employers from stopping this speech.
    United StatesEmployment and HR
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    California DFPI Appeals Trial Court Decision Rejecting Its “True Lender” Theory In OppFi Case

    The California Department of Financial Protection and Innovation (DFPI) has taken the next step in its challenge to a bank-fintech lending program by appealing the Los Angeles County Superior Court’s decision in Opportunity Financial, LLC v. Hewlett. According to the Superior Court docket, a Notice of Appeal was filed on July 21, 2026...
    United StatesFinance and Banking
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    CFPB Finalizes GSE Patch Extension

    An issue with the two proposals is that if adopted as proposed there would be a group of loans that could not qualify for the GSE Patch or the new general QM.
    United StatesFinance and Banking
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    CFPB Sues Operator Of Bad-Check Pretrial-Diversion Programs For Engaging In Unlawful Debt Collection Practices

    In nearly all cases, BounceBack attempts to enroll the check writers in a pre-trial diversion program without receiving further direction from a DA to do so.
    United StatesFinance and Banking
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    Four Judges Dissent From Ninth Circuit Denial Of Rehearing En Banc In Seila Law; Seila Law Asks Ninth Circuit To Stay Mandate Pending Filing Of A Cert Petition

    In December 2020, after the U.S. Supreme Court ruled that the CFPB's structure was unconstitutional and remanded the case for further consideration, a unanimous panel of the U.S. Court of Appeals for the ...
    United StatesFinance and Banking
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    Congress Takes Aim At AI: The Push For Federal AI Framework

    Two competing bipartisan proposals in Congress aim to establish the first comprehensive federal framework for artificial intelligence regulation in the United States.
    United StatesGovernment, Public Sector
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    Senate Banking Committee Advances Brian Johnson’s Nomination To Lead CFPB

    The Senate Banking Committee has advanced Brian Johnson's nomination to lead the Consumer Financial Protection Bureau in a party-line vote, setting the stage for a full Senate confirmation. With the Senate's pre-election recess looming and Mark Paoletta currently serving as Acting Director, the timing of Johnson's potential confirmation could determine whether the CFPB has Senate-confirmed leadership before the November midterm elections.
    United StatesGovernment, Public Sector
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    Washington's New Capital Gains Tax: When, Where, How, And Why

    Starting January 1, 2022, the State of Washington will impose a seven percent tax on money earned from the sale or exchange of long-term capital assets, otherwise known as "capital gains."
    United StatesTax
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    Federal Court Allows Antitrust Class Action Challenging Early Decision Practices To Proceed

    A federal court has allowed a putative antitrust class action to proceed against 32 private colleges and universities, finding that plaintiffs plausibly alleged a horizontal agreement among schools not to compete for prospective students admitted through Early Decision. The ruling highlights a new trend of using antitrust laws to target higher education practices that have not historically been considered commercial conduct, raising questions about the legality of coordinated admissions and financial aid po
    United StatesAntitrust/Competition Law
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    CFPB Issues Policy Statement On Applications For Early Termination Of Administrative Consent Orders

    The CFPB has issued a "Statement of Policy on Applications for Early Termination of Consent Orders."
    United StatesCompliance
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    CFPB Issues Report On Consumer Use Of Alternative Financial Services

    As part of its Making Ends Meet survey, the CFPB issued a report last week on how consumers use payday, auto title, and pawn loans ("alternative financial services" or "AFS")...
    United StatesConsumer Protection
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    FTC Acting Chairwoman Slaughter Responds To Trade Group's Letter On Proposed Amendments To FTC Act Section 13(b)

    Earlier this week, FTC Acting Chairwoman Rebecca Kelly Slaughter sent a letter to the Chair and Ranking Member of the House Commerce Committee responding to a letter sent to the lawmakers by the U.S. Chamber of Commerce.
    United StatesConsumer Protection
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Showing 541–560 of 1619 results

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