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  • Article

    FTC, State Of Connecticut Secure $4 Million Settlement With Vehicle Dealership

    The Federal Trade Commission and state of Connecticut recently secured a $4 million settlement with Chase Nissan LLC and its owners and management over allegations that the business was collecting fees...
    United StatesFinance and Banking
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Podcast

    New Consumer Financial Services Fintech Business Opportunities Arising From Deregulation At The CFPB During Trump 2.0 – Part 2 (Podcast)

    Today's podcast episode is a continuation of a previous repurposed webinar held on August 12th, focusing on emerging opportunities in the consumer financial services sector under the Trump administration.
    United StatesFinance and Banking
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    Progressive State Leaders Committee Chooses Chopra To Lead Working Group

    The Progressive State Leaders Committee has tapped former CFPB Director Rohit Chopra to head a new Consumer Protection and Affordability Working Group.
    United StatesFinance and Banking
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    Supreme Court Allows Lisa D. Cook To Remain As Member Of The Fed Until At Least January

    Despite President Trump's efforts to fire her, the Supreme Court has ruled that Lisa D. Cook can remain on the Federal Reserve Board at least until the court hears oral arguments in January 2026.
    United StatesFinance and Banking
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Podcast

    The Legality Of Trump's Terminations Without Cause Of Members And Commissioners Of Federal "Independent" Agencies (Podcast)

    Today's episode of the Consumer Finance Monitor podcast offers an in-depth analysis of the unitary executive theory and its implications for terminations by President Trump of the Democratic members/commissioners of several so-called independent Federal agencies.
    United StatesFinance and Banking
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    Today's Podcast Episode: A Sea Change In New York Consumer Protection Law: Inside The FAIR Act

    In the episode of the Consumer Finance Monitor podcast we are releasing today, we examine what may be the most consequential development in New York consumer protection law in nearly half a century...
    United StatesFinance and Banking
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    Today's Podcast Episode: Current State Statutes That Apply To AI In The Consumer Financial Services Industry

    In this episode of the Consumer Finance Monitor podcast, host Alan Kaplinsky welcomes Pat Utz, CEO and co-founder of Abstract...
    United StatesFinance and Banking
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    Vought Requests $75.8 Million For CFPB For 3rd Quarter Of Fiscal Year

    Acting CFPB Director Russell Vought has requested $75.8 million from the Federal Reserve for operations of the Bureau in the 3rd Quarter of the government’s current fiscal year...
    United StatesFinance and Banking
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    Trends In Dealmaking

    As the page turned on 2025, optimism was high among life sciences dealmakers. Elections in the U.S. and other major economies had concluded, interest rates were poised to come in to focus, and the regulatory environment appeared to favor increased activity.
    United StatesFood, Drugs, Healthcare, Life Sciences
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    Paoletta To Replace Vought As CFPB Acting Director

    The Consumer Financial Protection Bureau undergoes a significant leadership transition as Chief Legal Officer Mark Paoletta is elevated to Deputy Director, positioning him to succeed Acting Director Russell Vought. This strategic appointment comes as federal law limits Vought's tenure and reflects ongoing efforts to reshape the agency's direction and operations.
    United StatesGovernment, Public Sector
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    Court Establishes Briefing Schedule On Preliminary Injunction Motion Challenging Oregon’s DIDMCA Opt-Out Law

    A federal court has established a briefing schedule for a preliminary injunction motion challenging Oregon's DIDMCA opt-out law, with amicus briefs expected from multiple stakeholders. The case raises critical questions about state authority to regulate interest rates on loans originated by out-of-state banks and the scope of federal preemption under the Depository Institutions Deregulation and Monetary Control Act.
    United StatesLitigation, Mediation & Arbitration
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    FDIC Adopts New Signage Final Rule

    The FDIC has adopted a final rule intended to address concerns about the display of the FDIC official digital sign and non-deposit signage.
    United StatesMedia, Telecoms, IT, Entertainment
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    A Handful Of Opt-Outs And A Six-Figure Fine: CalPrivacy’s Message To Data Brokers

    California's Privacy Protection Agency has issued its first enforcement action against a data broker, imposing over $116,000 in penalties for violations of both the Delete Act and CCPA. The case centers on LocateSmarter LLC's practice of requiring consumers to provide sensitive personal information, including partial Social Security numbers, before allowing them to opt out of data sales. This landmark decision signals aggressive enforcement as the state's new Delete Request and Opt-Out Platform becomes oper
    United StatesPrivacy
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    Connecticut Amends Privacy Law

    On June 11, 2025, Connecticut passed Senate Bill 01295 (SB 01295). If signed by the governor, SB 01295 will amend the existing Connecticut Data Privacy Act (CTDPA) in several important ways...
    United StatesPrivacy
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    Connecticut Senate Bill Raises The Stakes On Data Breach Response

    A new bill introduced in Connecticut—Connecticut Senate Bill 117, An Act Concerning Breaches of Security Involving Electronic Personal Information—would create mandatory forensic examination requirements for entities...
    United StatesPrivacy
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    New York Governor Vetoes NY Health Privacy Act

    On December 19, 2025, New York Governor Kathy Hochul vetoed the New York Health Information Privacy Act (NY HIPA), a health data privacy bill that would have afforded consumer protections to non-HIPAA health data.
    United StatesPrivacy
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    Following Lawsuit, HUD Indefinitely Delays Revocation Of 30-Day Notice Rule For Nonpayment Lease Termination

    Last week, the U.S. Department of Housing and Urban Development (HUD) shifted the interim rule to revoke the 30 days...
    United StatesReal Estate and Construction
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    HUD Halts Restore-Rebuild Program And Limits TPV Funding To Eligible Units Occupied Within 12 Months

    The U.S. Department of Housing and Urban Development (HUD) recently announced the immediate end of new applications to the Restore-Rebuild program and changes to Tenant Protection Voucher (TPV)...
    United StatesReal Estate and Construction
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    Inside Year One: Tax Developments Under A New Administration

    The most important development of 2025 in the tax world was the passage of the OBBBA in July. The OBBBA permanently restored 100% bonus depreciation for eligible business property acquired after January 19, 2025...
    United StatesTax
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    Bipartisan Coalition Of State Attorneys General Opposes House Children’s Online Safety Bill

    A bipartisan coalition of 44 state attorneys general has formally objected to the House version of the Kids Internet and Digital Safety Act (H.R. 7757)...
    United StatesTechnology
    Ballard Spahr LLP
    Ballard Spahr LLP

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