The flexibilities relate to alternative appraisals on purchase and rate and term refinance loans.

New Hampshire recently amended its mortgage loan originator (MLO) licensing provisions to clarify that the home state licensing requirement to register in a licensee's or applicant's...

The amendment will become effective on November 1, 2021.

We take a close look at the role of the new Office of SEFL Policy and Strategy to be created by the plan and how the plan would change the CFPB's current enforcement decision-making process.

While the CFPB has maintained for over a year that the final rules will be published by the end of October, it appears that we may not have to wait that long.

The amendments are effective on July 25, 2021.

The legislation reopening the government signed by President Trump, H.R. 5731, also reauthorizes the National Flood Insurance Program (NFIP)...

The U.S. Department of Veterans Affairs (VA) extended the eviction and foreclosure moratorium for properties secured by VA guaranteed loans from December 31, 2020...

With California set to lift nearly all masking and social distancing requirements on June 15, the California Occupational Safety and Health Standards Board ("Cal/OSHA")

A recent federal district court decision has upheld an Arkansas Insurance Department rule that requires health benefit plans to submit certain pharmacy compensation information to the Department.

On today's episode we discuss a key issue presented by the coming COVID-19 vaccines: whether employers can or should mandate vaccination...

As previously reported, in August 2020 the CFPB released the Home Mortgage Disclosure Act (HMDA) Filing Instruction Guide (FIG)

In Mortgagee Letter 2020-34, dated October 20, 2020, the U.S. Department of Housing and Urban Development extended the date for approving an initial COVID-19 forbearance with an FHA loan, or a COVID-19 extension ...

The Conference of State Bank Supervisors (CSBS) has scheduled an NMLS Modernization Town Hall on Thursday, May 13, at 3 p.m. EDT...

Seven federal agencies have rescinded their February 2022 Interagency Statement on special purpose credit programs under the Equal Credit Opportunity Act. This action follows the CFPB's April 2026 amendments to Regulation B that significantly restricted for-profit entities' ability to offer SPCPs using certain demographic factors as eligibility criteria.

As CFPB Acting Director Russell Vought prepares to testify before Congress, industry experts weigh in on the anticipated direction of the agency under new leadership. Senior Counsel Alan S. Kaplinsky, a veteran of consumer financial services law, provides his analysis on what stakeholders can expect from the hearing and its implications for enforcement priorities.

Following the release of the Trump Administration's new National Cyber Strategy, National Cyber Director Sean Cairncross noted in a virtual interview...

On this episode of the Digital Planning Podcast, Justin, Jen, and Ross are joined by Dean Saxe, co-chair of the Open ID Foundation's Death and the Digital Estate Community Group (DADE CG).

After reviewing the existing types of federal student loans and forgiveness programs, we discuss the current political debate over forgiveness, including the Education Dept.'s upcoming...

We take a close look at the CDIA code options available for direct and indirect consumer disputes, their relationship to FCRA compliance...