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  • Article

    Defaulting On Loan Agreement Instalments: When Does A Creditor's Claim Prescribe?

    Acceleration clauses are commonly found in loan agreements that require debtors to make repayment in instalments.
    South AfricaFinance and Banking
    ENS
    ENS
  • Article

    On The Right Track: South Africa’s Rail Reform Revolution

    South Africa’s freight and passenger infrastructure is in dire need of an overhaul. With public debt having skyrocketed and state-owned companies’ finances too weak to handle the load...
    South AfricaFinance and Banking
    ENS
    ENS
Article

SARB's Amended Authorisation Framework: Closing The Loop On Closed Loop And TPPPs

The South African Reserve Bank published an amended version of the Draft Authorisation Framework in respect of specific payment activities, on Friday, 14 November.
South AfricaFinance and Banking
ENS
ENS
  • Article

    The Digital Turn Of Banking

    Traditionally banks provided the function of acting as an intermediary between a client and endpoint chosen by such client.
    South AfricaFinance and Banking
    SchoemanLaw Inc.
    SchoemanLaw Inc.
  • Article

    The Realities Of Intermediary Regulation In South Africa

    Whilst ignorance of the law is no excuse for anyone engaging in a particular economic activity, it is much easier to cure that ignorance if you do not have to go trawling around in old authorities and case law to find the principles.
    South AfricaFinance and Banking
    Norton Rose Fulbright South Africa
    Norton Rose Fulbright South Africa
  • Article

    Tighter Banking Regulation Benefits Alternative Sources Of Funding

    With so much banking regulation coming down the pipeline, corporates are looking with greater interest at alternative sources of capital such as the bond market.
    South AfricaFinance and Banking
    ENS
    ENS
  • Article

    Trading Places – Determining The Responsibility Of Wealth Planners

    In a recent judgment, the local division of the Gauteng High Court in Johannesburg ordered PSG Wealth Financial Planning (Pty) Ltd to reimburse an investor, Mr. Gerber, more than R800,000 in cash after Gerber's email account was hacked.
    South AfricaFinance and Banking
    Barnard Inc.
    Barnard Inc.
  • Article

    Webinar Insights: African Opportunities - Chasing Returns, Managing Risks

    Africa continues to offer compelling opportunities for growth and diversification.
    South AfricaFinance and Banking
    Herbert Smith Freehills Kramer LLP
    Herbert Smith Freehills Kramer LLP
  • Article

    Brands And Finance

    The report was produced by the company Brand Finance and mentions that over the past year, the value of South African brands grew by an impressive 8% to ZAR426-billion.
    South AfricaIntellectual Property
    ENS
    ENS
  • Article

    Free ‘Essential Services' CIPC Applications During Covid-19

    As KISCH IP's value-add to the community, we are assisting all our clients in South Africa who qualify as ‘essential services' with obtaining certificates from the Companies and Intellectual Property Commission.
    South AfricaIntellectual Property
    KISCH IP
    KISCH IP
  • Article

    NCA: A Court Cannot Authorise A Debtor's Obligations To Remain Permanently Unsatisfied

    The court held that any such order is ultra vires the NCA, and is therefore null and void.
    South AfricaLitigation, Mediation & Arbitration
    ENS
    ENS
  • Article

    Show Me The Money!

    The current financial climate has contributed to significant growth to most creditor's debtor books. Considering same, most credit providers who are unfamiliar with this position...
    South AfricaLitigation, Mediation & Arbitration
    SchoemanLaw Inc.
    SchoemanLaw Inc.
  • Article

    Collateral Arrangements: A Brief History

    The STT Act contains various exemptions including the so-called "collateral arrangement" exemption, which came into force on 1 January 2016.
    South AfricaTax
    ENS
    ENS
  • Article

    Navigating The Ethical Landscape Of AI In Financial Services

    When asked about its stance on artificial intelligence ("AI") in financial services, ChatGPT responded with: "Ethical use of AI in the financial services industry is not just best practice...
    South AfricaTechnology
    ENS
    ENS
  • Article

    Sharm El- Sheikh COP 27 – Day 1

    Monday was the first official working day of the Conference of the Parties (COP) 27 in Sharm El-Sheikh, Egypt following the opening ceremony on Sunday. COP 27 marks the 30th anniversary...
    South AfricaEnergy and Natural Resources
    Herbert Smith Freehills Kramer LLP
    Herbert Smith Freehills Kramer LLP
  • Article

    After The Freeze: What Happens Next For Crypto Arbitrage And Exchange Control Risk?

    The South African Reserve Bank's dispute with fintech Kastelo has evolved from an account freeze into a pivotal test case for how exchange control regulations apply to crypto arbitrage platforms. As the litigation moves beyond procedural questions to substantive regulatory compliance, businesses operating cross-border digital asset models face critical uncertainty about when client foreign exchange allowances can legitimately support platform-based crypto transactions. The unresolved merits may fundamentall
    South AfricaFinance and Banking
    ENS
    ENS
  • Article

    Are Acceleration Clauses Contrary To Public Policy?

    A court ruling by Cape Town Judge Dennis Davis in the case of Combined Developers v Arun Holdings & Others (6105/2013) [2013] ZAWCHC 132 has raised concern for financial lenders across the country as to the validity of acceleration clauses in loan agreements.
    South AfricaFinance and Banking
    Cox Yeats
    Cox Yeats
  • Article

    Cliffe Dekker Reviews the Implications of the National Credit Bill for Grantors of Credit

    Following in the footsteps of the Competition Act, the National Credit Bill is a new piece of legislation that aims to set up a similar regulatory framework and infrastructure to regulate the granting of credit to consumers.
    South AfricaFinance and Banking
    Cliffe Dekker Hofmeyr
    Cliffe Dekker Hofmeyr
  • Article

    Debarments: A Symptom Of Deeper Cultural Issues In The Financial Services Sector

    Dishonest conduct by representatives of financial service providers ("FSPs") continues to plague the sector.
    South AfricaFinance and Banking
    Adams & Adams
    Adams & Adams
  • Article

    Determining The Best Debt Collection Approach

    It is vital that any business, especially those offering products or services on credit, manage their debtors effectively, particularly in matters of payment terms.
    South AfricaFinance and Banking
    Barnard Inc.
    Barnard Inc.
  • Showing 341–360 of 591 results

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