ArticleMarket Abuse in South AfricaSouth African financial markets have developed significantly in the past few years notwithstanding the ongoing market abuse. South AfricaFinance and BankingNorton Rose Fulbright South Africa
ArticleUgandan High Court Sets Guidelines For Mortgagees Exercising Their Right Of Sale Of Mortgaged PropertyA recent Ugandan High Court decision, Sendagire Stephen and Nanyombi Gladys v DFCU Limited, Kabiito Karamagi and Kirumira Godfrey Kalule HCCS No. 26 of 2008, South AfricaFinance and BankingENS
ArticleThe Companies Bill - Changes To The Takeover RegimeThe new Companies Bill contains certain proposals which, if adopted, will fundamentally alter the rights of shareholders arising out of takeovers and mergers. South AfricaCorporate/Commercial LawNorton Rose Fulbright South Africa
ArticleKey Insights From The High Court Amendment Act: Impact On Immoveable Property SalesAt common law, a mortgagee plaintiff has a substantive right to realise the immovable property of the judgment debtor in cases where the judgment creditor duly registered the mortgage bond...South AfricaFinance and BankingENS
ArticleMore Interest, More Problems: Navigating The Costs Of Buying And Selling PropertyThe old age saying that change is the only constant has not been more true than it is today. Consumers across the board are navigating challenging times where the cost of living is continuously on the rise.South AfricaReal Estate and ConstructionENS
ArticleHow Does The Bond Registration Process Work In South Africa?A mortgage bond is registered when an owner of immovable property uses the property as security to raise funds from a bank or other financial institution. South AfricaFinance and BankingAdams & Adams
ArticleNo Prospectus No Deal?The South African corporate world recently stood in trepidation of a momentous decision by the Supreme Court of Appeal ("SCA") which could have resulted in most, if not all, share for share offers made to shareholders of public companies concluded during the past few decades being declared unlawful.South AfricaFinance and BankingCliffe Dekker Hofmeyr
ArticleThe Proper Placement Of Interest Rate Clauses In Lending Documents: Balancing Clarity, Compliance, And Borrower ProtectionsIn lending transactions, the placement of the interest rate clause within loan and security documents is an important decision that affects legal clarity, enforceability, borrower protections, and market practiceSouth AfricaFinance and BankingENS
ArticleBalancing The Rights Of Lenders And Commercial Property Owners When A Dispute Regarding Payment Of Municipal Charges AriseA charge imposed by a municipality upon a property enjoys preference over any mortgage bond registered against that property which, if not paid, may potentially jeopardise a lender's security.South AfricaFinance and BankingFasken
ArticleBond Cancellation ProcessSettling the balance is not the finish line; the bond must be cancelled before you transfer or refinance. We handle notice, figures, and lodgement so the mortgage falls away on cue.South AfricaFinance and BankingFairbridges
ArticleThe Ins And Outs Of Procuring AI ServicesAs artificial intelligence ("AI") becomes more topical each day, more organisations are wanting to incorporate AI tools in their business operations...South AfricaTechnologyENS
ArticleTransfer Pricing and Deemed Dividends - Have These Anti-Avoidance Measures Gone too farFew international and multinational companies in South Africa have escaped a section 31 transfer pricing examination by the South African Revenue Service ("SARS"). South AfricaTaxNorton Rose Fulbright South Africa
ArticleBuying Property In South Africa While Living Abroad: How Exchange Control Shapes Your MortgageIf you are living outside South Africa and buying a home here, your bond (mortgage / home loan) will almost always include exchange control conditions.South AfricaImmigrationFairbridges
ArticleWhen A Debtor Dies, Can You Still Recover The Debt?The death of an entrepreneur can turn an already difficult recovery matter into something far more complicated. On paper, a lender or development fund may still have clear rights.South AfricaInsolvency/Bankruptcy/Re-StructuringFairbridges
ArticleParallel Debt Structures In South AfricaSyndicated loan transactions are a common feature in the South African loan market. South AfricaFinance and BankingDentons
ArticleWhat You Should Know About Suspensive Conditions In Sales Of Immovable PropertyIn many cases, sales of immovable property are subject to conditions relating to bond financing or the sale of another property. These are conditions precedents to the sale.South AfricaReal Estate and ConstructionSchoemanLaw Inc.
ArticleA Brave New World?In late June 2004, the Department of Trade and Industry ("dti") published a policy framework of the proposed amendments to the Companies Act ("the Act"). South AfricaCorporate/Commercial LawCliffe Dekker Hofmeyr
ArticleProperty: OwnershipMost sales of property require the purchaser to obtain finance by way of a loan. South AfricaFinance and BankingRoutledge Modise
ArticlePrivate Equity in South Africa: An Overview of the Market and Legal EnvironmentThe South African private equity industry is well established and, by emerging market standards, is relatively sophisticated. South AfricaTaxCliffe Dekker Hofmeyr
ArticleDemystifying Market Speak: Listed, Quoted and Unlisted SecuritiesIn the milieu of global financial markets, securities of various types are often classified as either ‘listed’, ‘unlisted’ or ‘quoted’. South AfricaFinance and BankingBell Dewar