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Despite glitches and long wait times, the Health Insurance Marketplace created by the Patient Protection and Affordable Care Act came online October 1, 2013, and along with it arrived a new notice obligation for employers.

A recently posted IRS Q&A raises the specter of serious penalties for non-compliance with the Affordable Care Act.

CMS recently announced that it will expand this model to Alabama, Michigan, and Texas beginning in 2018.

CMS released the advance text of its proposed rule to update the Medicare acute hospital inpatient prospective payment system for fiscal year 2015.

On January 26, the U.S. Department of Health and Human Services (HHS) announced that it is testing new healthcare payment models to improve the quality of care and reduce the cost of providing it.

General liability policies sometimes contain exclusions that preclude coverage for losses that relate to the business insured.

Cyber risk events – hacking and other forms of data privacy breach – unquestionably have hit the big time.

The FDIC provided guidance for non-traditional community banks on deposit insurance applications.

A federal court in Mississippi allowed a property insurer's subrogation claim against its insured's subcontractor to proceed based on the Fifth Circuit's approach ...

A federal court in North Carolina denied an insurer's motion to dismiss COVID-19 claims by finding that the insured sufficiently alleged physical losses such that there was "direct physical loss" under the terms of the policy.

The U.S. Fifth Circuit Court of Appeals upheld the dismissal of a Louisiana-based insured's lawsuit seeking coverage, finding that a New York forum-selection clause ....

Recent legal efforts by insurers to bar cyber coverage under commercial general liability policies could signal a new coverage battle between insurers and policyholders as data breaches continue to rise.

This case involved a third-party liability insurance dispute in which the insureds argued they were entitled to defense and indemnity under their policy for a claim involving the accidental death...

One of the most common admonitions given to prospective and current captive owners is that a captive must be run like an insurance company.

There is no standard form for cyber liability insurance policies and little agreement among insurers on coverage issues.

The occurrence and frequency of cyber breaches are not as transparent as one might expect. Or hope, for that matter. To the contrary, the FBI’s chief cyber crimes investigator recently admitted that "thousands" of cyber crimes have gone unreported due to companies’ fears about the impact of adverse publicity on their reputations and bottom lines.

Suddenly you are lying by the side of the road, dazed, dusty, and injured.

Global Legal Update Newsletter April 2016を発行いたしました。