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Most courts agree that debtors filing under Chapter 13 of the Bankruptcy Code may strip off liens from their assets to the extent that the encumbrances against the property exceed its value.

Long a mainstay of the financial world, the floating "IBOR" rates, based on the rates of actual or purported interbank offered loans, are now being swept slowly into the dustbin of history.

Just a reminder that the CFPB has made available a number of tools to aid lenders in coping and complying with the TILA-RESPA Integrated Disclosure Rule.

We recently reported on the TILA-RESPA Integrated Disclosure Rule (TRID), scheduled to go into effect later this year.

The House Financial Services Committee unanimously approved a bill that would enable registered mortgage loan originators to move from a depository mortgage lender to a state-licensed mortgage lender almost immediately.

As Rich Andreano blogged on April 15, 2025, legislation to prohibit or restrict so-called "trigger leads" in the home-buying process has been reintroduced in the House and Senate.

Two mortgage brokers settled CFPB charges for misleading and deceptive advertising and inadequate disclosures.

Today the United States Third Circuit Court Of Appeals issued a major ruling against Montgomery County Recorder of Deeds Nancy Becker. Becker filed a class action on behalf of all Recorder of Deeds in Pennsylvania Mortgage Electronic Registration Systems, Inc. ("MERS") seeking to recover millions in "so called" unpaid recording fees and an order to compel MERS to record and pay fees for recording mortgage assignments

On December 18, 2015, the US Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency jointly issued a statement...

Politicians and their supporters are already looking ahead to the 2014 and 2016 elections.

Regularly over the course of the last few months, we have been asked by clients to update them on the status of GSE reform, and sometimes asked to predict when we will see significant progress toward GSE reform.

While hitting 5 out of 6 shots may be good on the court, it is not sufficient to prevent modification of a mortgage in the Bankruptcy Court for the Eastern District of Kentucky.

The Ninth Circuit examined whether post-judgment interest on attorneys' fees should accrue from the date of settlement approval or from the date of the final fee order. The court addressed the critical question of when a judgment becomes sufficiently definite to trigger interest calculations in False Claims Act litigation.

On September 19, the Chicago City Council amended the city's municipal code to give the housing commissioner new wide-ranging authority to restructure affordable housing loans and grants.

Home builders are expressing renewed confidence in their industry, prompted in part by home buyers scrambling to utilize tax credits that expire at the end of April.

HUD has announced two Fair Housing Act settlements involving pregnancy and maternity leave that deserve mention in this space.

The estimated purchase price is expected to be approximately $514 million.

The Fair Housing Act, passed in 1968, directs HUD to promote fair housing and equal opportunity, including addressing segregated housing patterns.