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  • Article

    Who Pays For Digital Fraud In Banking? Courts Draw The Line.

    A substantial damages award against a bank has once again thrust digital banking fraud into the spotlight. Recent judgments in the United Kingdom...
    UgandaFinance and Banking
    ENS
    ENS
  • Article

    Is Uganda Ready For REITs?

    We set out below the key provisions of the REIT Regulations.
    UgandaFinance and Banking
    ENS
    ENS
  • Article

    The Protection Of Sovereignty Bill 2026: Implications For Uganda's Tourism Sector

    Tourism is a cornerstone to Uganda's economic ambitions. In 2024, the country welcomed 1.37 million international visitors earning UGX 4.8 trillion (approximately USD 1.28 billion) in foreign exchange, a 26 per cent...
    UgandaMedia, Telecoms, IT, Entertainment
    ENS
    ENS
  • Article

    Uganda In Brief

    Welcome to the first issue of ENSafrica's Uganda in brief, focusing on the latest legal and regulatory updates across Uganda's corporate commercial and banking and finance industries.
    UgandaCorporate/Commercial Law
    ENS
    ENS
  • Article

    Uganda Supreme Court's Waiver Of 30% Deposit By Mortgagors: A Borrower's Win Or A Legal Mix-up?

    The requirement that a borrower seeking to postpone the sale of his mortgaged property must deposit 30% of the debt has long been the bane of many distressed borrowers.
    UgandaFinance and Banking
    ENS
    ENS
  • Article

    A Commentary On The Bank Of Uganda (Central Bank) Guidelines

    On 14 April 2020, the Bank of Uganda issued guidelines on credit relief and loan restructuring measures for Supervised Financial Institutions ("SFIs") during the Coronavirus (COVID-19) pandemic.
    UgandaCoronavirus (COVID-19)
    ENS
    ENS
  • Article

    Another Tale Of Two Cities: The Standard Of Care For Banks In Uganda And Kenya

    Two East African courts examined nearly identical bank fraud cases involving stolen phones and self-registration, yet reached opposite conclusions about who bears the loss. The divergent rulings in Kenya and Uganda expose fundamental questions about what duty of care banks owe customers in the digital age, and whether authentication alone absolves institutions of responsibility for preventable system failures.
    UgandaFinance and Banking
    ENS
    ENS
  • Article

    The Protection Of Sovereignty Act, 2026: Business Is Back To Business As Usual

    Uganda's Protection of Sovereignty Act, 2026 has undergone substantial amendments following unprecedented public outcry, fundamentally transforming its scope from broad commercial regulation to targeted oversight of foreign political financing.
    UgandaCorporate/Commercial Law
    ENS
    ENS
  • Article

    The Protection of Sovereignty Act - Finding some relief for banks and money remittance agencies

    Uganda's Protection of Sovereignty Act imposes strict compliance obligations on banks and money remittance agencies when processing cross-border payments.
    UgandaFinance and Banking
    ENS
    ENS
  • Article

    Lenders, Bancassurance And The Duty Of Transparency: When Lenders Bear The Loss For Undocumented Insurance Arrangements

    A recent judgment by the High Court of Uganda in Liberty Life Assurance v Joseryn Kyosimire and Pride Microfinance has sounded a warning to financial institutions that act in various...
    UgandaInsurance
    ENS
    ENS
  • Article

    Recent Ugandan Judgement Has Serious Implications For The Region's Banking Sector

    On 7 October 2020, the High Court of Uganda issued a ruling (Decision) in M.A No. 64 of 2020; Ham Enterprises Uganda and Others v Diamond Trust Bank (U) Ltd and Diamond Trust Bank (K) Limited...
    UgandaFinance and Banking
    Bowmans
    Bowmans
  • Article

    The Price Of Ownership: Legal Title And Finance Leasing In Uganda

    The Supreme Court of Uganda has delivered a landmark judgment in Sebasif Group Enterprises v DFCU Bank that fundamentally reshapes the allocation of risk in finance leasing transactions. The decision establishes that financiers who take legal title to assets cannot disclaim responsibility for that title's validity through standard exclusion clauses, drawing a critical distinction between mechanical risk and proprietary risk. This ruling has far-reaching implications for banks, asset finance providers, and l
    UgandaFinance and Banking
    ENS
    ENS
  • Article

    The Protection Of Sovereignty Act: A Compliance Risk For Banks And Money Remittance Agencies

    Uganda's Protection of Sovereignty Act, 2026 imposes strict reporting obligations on banks and money remittance agencies regarding foreign funding to "agents of foreigners."
    UgandaGovernment, Public Sector
    ENS
    ENS

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