The Bangko Sentral ng Pilipinas has lifted its moratorium on digital payment fees and introduced new regulations for Instapay and PESONet transactions. These reforms establish a framework for fairer pricing structures while maintaining consumer protections and advancing the central bank's digital finance objectives.

Bank of the Philippine Islands (BPI) recently inked two term loan facility agreements amounting to Php 77 billion, enabling the sale of PLDT's telecom towers to international tower operators

The Bangko Sentral ng Pilipinas ("BSP"; the Philippine Central Bank) issued BSP Circular No. 1149, series of 2022 (Guidelines on the Integration of Sustainability Principles in Investment Activities of Banks).

The Bangko Sentral ng Pilipinas (BSP) released on 17 September 2021 BSP Circular No. 1127, adopting the governance policy for operators of payment system (OPS).

On February 7, 2023, the Bangko Sentral ng Pilipinas (BSP), the Philippine Central Bank, issued BSP Circular No. 1166, series of 2023, entitled "Amendments to the Regulations on Electronic Money (E-money)...

On September 5, 2022, the BSP issued BSP Circular No. 1153, series of 2022, entitled "Regulatory Sandbox Framework" (Sandbox Circular) which institutionalizes the Test & Learn (T&L)...

On September 14, 2022, the BSP issued Memorandum Circular No. 1154, Series of 2022 entitled "Prudential Requirements Applicable to Digital Banks, and Amendments to Relevant Provisions...

The required minimum capitalization of digital banks, which must be complied with at all times, is still set at PhP1.0 billion.

Do you intend of bringing local or foreign currency into or out of the Philippines?

The SBLAF is designed to make the loan application process streamlined and borrower-friendly for its target users, i.e., micro, small, and medium enterprises.

The Securities and Exchange Commission of the Philippines has issued a revised draft circular addressing the regulation of online lending platforms, introducing significant changes from its initial March 2026 proposal. The new guidelines aim to lift the existing moratorium on new online lending platforms while establishing comprehensive prudential, disclosure, and market conduct requirements for financing and lending companies operating in the digital space.

Republic Act No. 11523, also known as "An Act Ensuring Philippine Financial Industry Resiliency Against the COVID-19 Pandemic" (FIST Act).

On December 14, 2022, the Bangko Sentral ng Pilipinas ("BSP") issued Circular No. 1163, series of 2022 and amended the miscellaneous rules on deposits under Section 276 of the Manual...

Following a series of public consultations, the Securities and Exchange Commission (SEC) has issued SEC Memorandum Circular No. 20, Series of 2026, entitled “Guidelines Prescribing Prudential...

UITFs refer to an open-ended pooled trust funds denominated in pesos or any acceptable currency, which are operated and administered by a trust entity ("TE") and made available by participation.

BSP Circular No. 1085 defines "E&S risk" as potential financial, legal, and/or reputational negative effect of environmental and social issues on the bank.

The government passed Republic Act (RA) No. 11765, otherwise known as Financial Products and Services Consumer Protection Act, to ensure that appropriate mechanisms are in place to protect...

On 14 September 2020, the National Privacy Commission ("NPC") issued Circular No. 20-01 setting forth the guidelines on the processing of personal data for loan-related transactions.

On 28 November 2022, the Bangko Sentral ng Pilipinas (the Philippine Central Bank or "BSP") issued Circular No. 1160, series of 2022 (link here) and adopted the Amended Regulations...