Following the MFSA Briefing held earlier this month, the Authority today published a circular to licence holders and applicants for a licence to streamline the process for submission of applications.

The Malta Financial Services Authority has issued a DEAR CEO letter outlining minimum expectations for authorized persons' preparedness for Payment Services Directive 3. This guidance document provides essential compliance information and offers legal support resources for financial institutions navigating PSD3 requirements.

The European Central Bank (ECB) has, on the 27 March 2020, updated its recommendation to banks on dividend distribution.

In this episode, Conrad Portanier sits down with Karol Gabarretta, Secretary General of the Malta Bankers' Association. They discuss the MBA's role, recent initiatives in financial literacy, efforts to combat cybercrime...

Ganado Advocates' Nikolai Lubrano meets with Abigail Cutajar, Chief Executive Officer of the Climate Action Authority, to discuss Malta's climate priorities, regulatory challenges, and the future of sustainable finance in the country.

Issue No. 16 of the Banking & Fintech weekly Newsletter is now available.

Bank of Valletta announced that it will no longer be charging the high-balance fee on deposits to non-personal customers. The high-balance fee was introduced as a result...

EBA Issues A Call For Expressions Of Interest To Participate In Its Working Group On APIs Under PSD2.

The European Banking Authority has clarified the third round of issues discussed at the APIs-under-PSD2 Working Group.

FinanceMalta speaks with Jochen Biedermann, Managing Director of the World Alliance of International Financial Centres, exploring the evolving landscape of global financial centers. The discussion examines how geopolitical shifts, digital transformation, and artificial intelligence are reshaping international finance hubs and their strategic positioning in the modern economy.

The Financial Intelligence Analysis Unit (FIAU) has on the 16 March 2020 issued a circular informing all subject persons that the deadline for submission of the REQ has been extended.

Malta's financial regulator has issued two significant circulars that reshape how payment and e-money institutions safeguard client funds and how firms report regulatory data.

The MFSA has, earlier this week issued its feedback statement on its Consultation Document issued on the 4 July 2019.

GANADO capital markets lawyer Nicholas Curmi was interviewed by Structured Credit Investor, a market data website for the structured finance industry.

In this second episode, Ganado Advocates' Capital Market's Partner, Nicholas Curmi, meets with the Executive Chairman...

The commercial agent exclusion in EU payments regulation has evolved from a narrow carve-out for genuine sales intermediaries into a structure that regulators increasingly view as a means of circumventing licensing requirements. This regulatory tension, which predates PSD3, is now being directly addressed through the forthcoming Payment Services Regulation (PSR). How will these reforms reshape the landscape for payment service providers and commercial agents operating within the European Union?

Max Ganado, Consultant at Ganado Advocates, was recently interviewed by Malta CEO.mt. The interview revolved around technology's anonymity...

Sarah Farrugia discusses the proposed changes to the Alternative Investment Funds Directive.

The DCS Regulations have recently been amended by Parliament through Legal Notice 43/2019. One of the main amendments states that e-money, and funds received in exchange for e-money, were added to the list of non-eligible deposits.

On behalf of the team, we would like to extend our heartfelt thanks for those who attended this year's seminar.