The European Commission has adopted the final Delegated Regulation supplementing the second Payment Services Directive (PSD2) with regards to regulatory technical standards (RTS)

GANADO capital markets lawyer Nicholas Curmi was interviewed by Structured Credit Investor, a market data website for the structured finance industry.

In this second episode, Ganado Advocates' Capital Market's Partner, Nicholas Curmi, meets with the Executive Chairman...

The Commission Delegated Regulation (EU) 2018/389 supplementing the revised Payment Services Directive (PSD 2) with regard to regulatory technical standards (RTS) for strong customer authentication ...

The commercial agent exclusion in EU payments regulation has evolved from a narrow carve-out for genuine sales intermediaries into a structure that regulators increasingly view as a means of circumventing licensing requirements. This regulatory tension, which predates PSD3, is now being directly addressed through the forthcoming Payment Services Regulation (PSR). How will these reforms reshape the landscape for payment service providers and commercial agents operating within the European Union?

Max Ganado, Consultant at Ganado Advocates, was recently interviewed by Malta CEO.mt. The interview revolved around technology's anonymity...

Sarah Farrugia discusses the proposed changes to the Alternative Investment Funds Directive.

The DCS Regulations have recently been amended by Parliament through Legal Notice 43/2019. One of the main amendments states that e-money, and funds received in exchange for e-money, were added to the list of non-eligible deposits.

On behalf of the team, we would like to extend our heartfelt thanks for those who attended this year's seminar.

On 21 March 2019, the ECB published its annual report on supervisory activities for 2018 which report highlights the ECB's key achievements during the same year under the single supervisory mechanism.

The Committee on Economic and Monetary Affairs of the European Parliament has recently issued a draft report on the proposal for a directive of the European Parliament and of the Council on credit servicers, credit purchasers and the recovery of collateral.

Last month, the European Commission published its report on the EU syndicated loan sector based on the research undertaken by the research was undertaken for DG Competition of the European Commission.

There has been considerable interest in a new product now available in Malta: the self-managed Notified Professional Investor Fund launched in February 2025.

On 2nd April, the Malta Financial Services Authority (the "MFSA") issued a circular to credit institutions on dividend distributions or share buybacks

The Malta Financial Services Authority issued a feedback statement further to industry responses to the MFSA consultation paper on the Virtual Financial Assets regulations to be issued under the Virtual Financial Assets Act.

The Malta Financial Services Authority yesterday published the Financial Instrument Test, and its respective guidelines, that applies to issuers offering DLT assets to the public as well as to individuals...

The European Securities and Markets Authority ("ESMA") recently updated its question and answer document on the Market Abuse Regulation ("MAR"). The updated document...

The European Securities and Markets Authority ("ESMA") recently updated its question and answer document on the Market Abuse Regulation ("MAR").

The Malta Financial Services Authority has issued new ICT circulars highlighting critical deficiencies in digital operational resilience among financial firms, particularly in authorisation applications and DORA compliance.

Disruptions in banking are pushing banks to take more explicit strategy decisions.