On the 19th of December 2019 (C290-19), the European Court of Justice (ECJ or the Court) gave its interpretation by virtue of a preliminary ruling on the interpretation of Article 10

An appeal to the Court of Appeal (Inferior Jurisdiction) was filed following the decision of the Consumer Claims Tribunal in the names James Formosa vs. Sunday Johnson (CCT/153/17/S) dated 5 July 2019.

In a request for a preliminary ruling requested by District Court of Warsaw, Poland to the European Court of Justice ("ECJ"), three Polish citizens brought an action against Provident Polska...

KPMG Learning Academy offers live online ACCA lectures delivered by Kaplan.

On 28 June 2023, the European Commission (the "Commission") put forward two legislative proposals aimed with the objective of modernising the payments industry and broader financial...

On 17 October 2024, the Court of Justice of the European Union delivered a ruling in the case of Riverty GmbH (legal successor of Arvato Finance BV) v MI (Case C-409/23), on the qualification of the so-called ‘buy-now-pay-later' schemes...

As part of the European Union's Green Deal and its objective for fostering an environmentally sustainable circular economy, on the 13th of June 2024, the European Parliament and the Council adopted Directive (EU) 2024/1799 on common rules.

On 6 July 2023, the Court of Justice of the European Union ("CJEU"), in delivering a ruling in the case of FS, WU vs. First Bank SA (Case C-593/22)...

Flight cancellations and delays are not a novel concept. Luckily, the EU Regulation 261/2004 provides rules and conditions whereby passengers can seek compensation and ...

When purchasing a product in terms of the Maltese Consumer Affairs Act, consumers have clear-cut legal rights.

When purchasing a product in terms of the Maltese Consumer Affairs Act, consumers have clear-cut legal rights.

In a preliminary ruling requested by the Ravensburg Regional Courts in relation to Volkswagen Bank, Škoda Bank and BMW Bank (the "Banks") (Cases C 33/20, C 155/20 & C 187/20)

On 27 April 2023, the Court of Justice of the European Union ("CJEU"), in delivering a ruling in the case of MJ vs. AxFina Hungary Zrt. (Case C-705/21), considered the applicability...

On the 31 October 2019, the First Hall in its Constitutional Jurisdiction handed down judgement in Digisec Media Limited v Director General (Consumer Affairs) and Advocate General.

Following an early repayment of their loans, the consumers had assigned to Lexitor, a company governed by Polish law, their claims against the banks relating to the early repayment of the loans.

On 22 April 2020, the Malta Competition and Consumer Affairs Authority (the "MCCAA") published a consultation regarding a Bill to amend the Consumer Affairs Act.

On 13 February 2025, the Court of Justice of the European Union (the "CJEU") delivered a preliminary ruling in the case C-472/23 in the names Lexitor sp. z o.o. v A. B.S.A...

Personal loans and overdrafts, credit cards and short-term credit products are amongst the commonest consumer lending products offered by banks and financial institutions to satisfy a variety of consumer needs.

In examining the case of Nárokuj s.r.o. v EC Financial Services, a.s (C-755/22), the Court of Justice of the European Union (the "CJEU") considered the obligation...

Advancements in the world of fintech have fundamentally reshaped consumer behaviour through the rise of flexible payment methods, driven by surging technological developments.