The National Company Law Appellate Tribunal delivered a landmark ruling on whether credit facilities restructured under RBI guidelines retain their secured status during liquidation proceedings without corresponding modification of charge registration. The judgment addresses the complex interplay between corporate debt restructuring, charge registration requirements under company law, and the insolvency resolution framework, establishing critical precedents for consortium lending practices.

Legal Due Diligence in a real estate transaction is an investigation of real estate property records and anything else deemed relevant to the sale, purchase, lease or mortgage of the property.

Registration of real estate rights in India serves as constructive notice to the public under Section 3 of the Transfer of Property Act, 1882, which falls under Chapter I (Preliminary), thereby binding subsequent purchasers with notice of prior transactions.

The borrower (Respondent No. 4) originally availed a loan from Citi Financial Consumer Finance (Citi Financial), an NBFC, and mortgaged a flat with Citi Financial in order to secure repayment of the loan.

Reserve Bank of India (RBI) vide RBI/2014-15/377 A.P. (DIR Series) Circular No. 55 dated January 01, 2015 has issued a circular relating to creation of charge over securities for External Commercial Borrowings (ECB).

Welcome to the SARFAESI Newsletter for May 2025. This edition highlights significant recent legal developments under the Securitisation and Reconstruction of Financial Asset...

In a recent decision1 , the Supreme Court of India ("Supreme Court") reiterated that the burden to prove that a 'property' is a joint property of a Hindu Undivided Family...

Until now, RBI queries were routed through Regulated Entities (REs). But this time, during annual RE inspections, the RBI reportedly called in LSP employees directly.

Information before the CCI was filed by an Advocate claiming confidentiality relying on data regarding the cartelisation in the copper market through ‘informed' and ‘credible sources'.

On May 08, 2025, the Reserve Bank of India (RBI) issued "The Reserve Bank of India (Digital Lending) Directions, 2025" (the Directions) to reduce consumer risk, enhance regulatory oversight, and ensure more responsible lending behaviour across the rapidly growing digital credit ecosystem in India.

Recently, vide judgment dated 23 December 2021, the Punjab and Haryana High Court (High Court) in the case of M/s Pal Alloys & Metal India Private Limited and others v. Allahabad Bank and others.

In the ever-evolving landscape of business transactions, partnerships, and collaborations, uncertainty and unexpected challenges can arise at any moment.

About this time each year, CNBC raises the adage "Sell in May and go away," about the U.S. stock market. This year was no different.

A flawed title could adversely impact the validity and enforcement of security. For instance, proceedings under the

The Delhi High Court in the judgment rendered recently in the case of Johnson Matthey Public Ltd Company vs CIT, International Taxation [2024] 162 taxmann.com 865 (Delhi)...

The project financing transactions are voluminous and complex.

In its landmark judgment in Indra Sawhney v. Union of India, a nine judges constitution bench of the Supreme Court of India reminded themselves that...

Supreme Court holds that even a single mortgage deed between a borrower and security trustee on behalf of several lenders may be considered as distinct matters for determination of stamp duty.

This article touches upon varying procedural formalities and stamp duty implications across States in India in relation to creation of equitable mortgage or charge on immoveable property, ...

The Reserve Bank of India (RBI) has issued the Digital Lending Directions under the recommendations of the "Working Group on Digital Lending".