In a recent Irish Court of Appeal case, two brothers unsuccessfully sought to rely on the equitable doctrine of consolidation to defeat the validity of a cross-security arrangement with their bank.

The High Court has dismissed an appeal against a Circuit Court order for possession on the basis that the defendant's case consisted of "wide-ranging" arguments that relied upon archaic legislation deemed to "make no sense as a matter of Irish law".

A recent Supreme Court decision (May 2015) gives clarity to lenders on the impact of failing to comply with the Code of Conduct on Mortgage Arrears when seeking possession of a primary residence.

The Central Bank of Ireland has published a Guide to Voluntary Revocations (Guide) dated November 2022.

In an opinion published yesterday, ESMA set out its view on a potential European framework for loan origination by investment funds. ESMA believes that a common approach at EU level would contribute to a level playing field for stakeholders, as well as reducing the potential for regulatory arbitrage.

The Minister for Finance published the Report arising from the year-long Retail Banking Review yesterday, 29 November 2022, following its consideration at Cabinet.

There are a number of legal techniques in the Irish loan market for transferring a portfolio of loans and underlying security. These include assignment, novation and transfer under a bespoke statutory process.

In a move that should be welcomed by mortgage lenders and other interested parties the Minister for Justice, Equality and Defence, Alan Shatter T.D. published the Land and Conveyancing Law Reform Bill 2013.

The Bank of Ireland v Eteams (International) Limited has recently clarified Ireland's position on the test to determine if a transaction constitutes a true sale of book debts or instead amounts, in substance, to the creation of a mortgage and charge.

For a long time, the Irish have had a deep-rooted need to own their homes, unlike our neighbours in many parts of Europe.

The Companies (Accounting) Act, 2017 (the Act) was signed into law by President Michael D. Higgins on 17 May 2017 and came into operation on 9 June 2017.

On 21 September 2023, the European Securities and Markets Authority ("ESMA") published an overview of the EU securitisation market (the "Report") as part of its ongoing monitoring and analysis of trends...

A recent decision of the Court of Appeal has clarified that receivers, in contrast to mortgagees, are not required to obtain court orders prior to possessing mortgaged properties in Ireland.

The Central Bank of Ireland published the revised Code of Conduct on Mortgage Arrears on 27th June, 2013.

Lenders and loan purchasers may find themselves faced with an allegation by a defendant in repossession and/or enforcement proceedings that they are not entitled to the reliefs sought, in circumstances where the defendant's signature on ...

On 7 October 2014, the Central Bank of Ireland published Consultation Paper 87 (Macro-Prudential Policy for Residential Mortgage Lending).

Following the banking crisis (2008–2011), the Irish State went through a process of significant fiscal adjustments and structural changes to the banking sector

The Central Bank has announced the publication of an Addendum to the Consumer Protection Code setting out new requirements for regulated entities that are designed to make mortgage switching...

The Land and Conveyancing Law Reform (Amendment) Bill 2019 completed all stages of the Houses of the Oireachtas on 2 July 2019.

On 21 July 2016, the Central Bank announced that holders of variable rate mortgages will be granted further protections from 1 February 2017.