The Consumer Protection (Regulation of Credit Servicing Firms) Act 2015 (the "Act") was signed into law on the 8 July 2015.

In a judgment delivered on 15 May 2015, the Supreme Court has brought some clarity to the interaction between the Code of Conduct on Mortgage Arrears ("the Code")...

Is a mortgage between a lender and a consumer outside the scope of the Unfair Terms in Consumer Contracts Regulations?

In the recent case of Pepper Finance Corporation (Ireland) DAC v Jenkins & anor, the High Court determined who should initiate enforcement proceedings.

The question of whether a lender can enforce a fixed charge security in respect of after acquired property has been addressed in the case of Anglo Irish Bank Corporation Limited...

Charge holders should exercise caution before any attempt is made to crystallise a floating charge.

The sanctions act as a deterrent to the banking sector to avoid the intentional or negligent breach of EU law or ECB decisions and regulations.

On 22 May 2017, the High Court delivered judgment in favour of two homeowners allowing a significant write-down of their mortgage debt and rejecting a proposal by their lender...

On 21 February 2018, the largest opposition party in Ireland published a bill entitled the Consumer Protection (Regulation of Credit Servicing Firms) (Amendment) Bill 2018 (the "Bill").

When lending to an Irish company under English or US law, specific filing and registration requirements apply to security documents.

Following fast on the heels of the judgment in EBS v Gillespie, the (unapproved) judgment in McEnery v Sheahan provides further comfort in relation to mortgages created under the Conveyancing Act 1881.

The Central Bank has launched a public consultation (CP146) on its Mortgage Measures.

It has been six years since the Mortgage to Rent Scheme was introduced by the Irish Government. We review its progress so far and how recently implemented Government actions ...

The central issue in this case is the standard of proof that the Bank must demonstrate to prove that a letter of demand had been sent prior to the appointment of a receiver.

A recent High Court decision of Ms. Justice Hyland in Permanent TSB plc v Matthew Farrelly [2023] IEHC 255 has clarified the limited jurisdiction of the County Registrar to dismiss repossession proceedings...

The Financial Services and Pensions Ombudsman ("FSPO") recently published 180 of the 199 legally binding decisions issued by it between January and May 2020 as part of its Digest of Decisions.

Start Mortgages DAC v Ramseyer & Anor [2024] IEHC 329 was an appeal to the High Court against a Circuit Court order for possession under section 62(7)...

Alternative finance continues to be a developing sphere in the Irish lending market. Alternative lenders are very active; in particular, in the Irish real estate finance space.

As the tracker mortgage review continues to develop, it is becoming increasingly common for defendants in summary judgment and/or repossession proceedings to allege that the loan

In the McLaughlin case a number of issues were considered by the Supreme Court arising out of the appeal by the McLaughlins of the unreported decision of Mr. Justice Bermingham given on the 30th of September 2013.