ArticleVariable Rate Mortgage Holders Given Further ProtectionOn 21 July 2016, the Central Bank announced that holders of variable rate mortgages will be granted further protections from 1 February 2017.IrelandFinance and BankingArthur Cox
ArticleProposed Clarification To Mortgagees’ Rights WelcomedThe Land and Conveyancing Law Reform Bill has been drafted to address the unintended consequences of the 2009 Act and the uncertainty in the law relating to the exercise by lending institutions of their right to summary possession. IrelandInsolvency/Bankruptcy/Re-StructuringMatheson
ArticleCentral Bank Update: Mortgage Interest Rates; Regulatory Priorities For 2023Central Bank Governor Gabriel Makhlouf's letter to the Minister for Finance, together with his opening statement to the Oireachtas Finance Committee on Wednesday confirm the areas on which the Central Bank and...IrelandFinance and BankingArthur Cox
ArticleInsolvency Update: Now You've Bought It, Can You Realise It?There have been a number of recent challenges to the ability of acquirers of loans to enforce the associated security.IrelandFinance and BankingMason Hayes & Curran LLP
ArticleIreland And China: Financial Regulators Strengthen ConnectionsThe Irish Olympic boxing team was not the only successful Irish group to travel to the People's Republic of China recently; the Taoiseach, Brian Cowen T.D., led a trade mission to the PRC at the end of October. IrelandFinance and BankingDillon Eustace
ArticleResolving The Mortgage Arrears Crisis (Vol. 1/2016)This briefing summarises recent legislation, cases and trends relevant to ongoing efforts to resolve the mortgage arrears crisis.IrelandFinance and BankingArthur Cox
ArticleDifficulties Facing Banking Practitioners As A Result Of Covid-19Due to the nature of their work, banking practitioners are often dependent on various public and private bodies and agents in respect of the completion of registrations, submissions and the carrying out of searches. IrelandCoronavirus (COVID-19)RDJ LLP
ArticleStand By Me – Substitution Or Joinder Of A Plaintiff In An Appeal To The High Court Of A Circuit Court Order For Possession?In the recent decision of Pepper v O'Reilly[1], delivered on 8 July 2025, the Court of Appeal considered the correct procedural steps in an appeal of a Circuit Court Order for Possession...IrelandLitigation, Mediation & ArbitrationRDJ LLP
Article2021 – A Bumper Year For Central Bank EnforcementIn spite of the limitations imposed as a result of the Covid-era, 2021 was another busy year for the Enforcement Division of the Central Bank of Ireland ("CBI").IrelandFinance and BankingRDJ LLP
ArticleCentral Bank Publishes 2025 Climate ReportOn 27 January 2026, the Central Bank of Ireland (CBI) published its Climate Observatory for 2025. The CBI's Climate Observatory provides annual, evidence-based updates on climate science trends...IrelandFinance and BankingArthur Cox
ArticleIrish Court Of Appeal Rules On Default Interest And Loan Enforcement IssuesA series of judgments handed down by the Court of Appeal on 30 July 2018 in linked litigation deals with important issues arising in loan default scenarios, particularly where the loan has been traded in the...IrelandFinance and BankingMaples Group
ArticleIrish Takeover Panel - Consultation ReviewThe Irish Takeover Panel published a consultation paper on 2 February 2012, which proposes a number of changes to the Irish Takeover Act 1997, Takeover Rules, 2007 to 2008 (the "Takeover Rules" or the "Rules"). IrelandFinance and BankingMason Hayes & Curran LLP
ArticleIt's A Wonderful Weighted Average LifeA final Guidelines on the methodology to determine the weighted average maturity of contractual payments due under the tranche of a securitisation transaction.IrelandFinance and BankingDillon Eustace
ArticleAIFM Directive UpdateThe European Securities and Markets Authority ("ESMA") issued its final report to the European Commission regarding the implementation of the Alternative Investment Fund Managers Directive ("AIFMD") on 16 November 2011. European UnionFinance and BankingMason Hayes & Curran LLP
ArticleFeb 2021 Update – Emerging Trends In Complaints To The Financial Services And Pensions OmbudsmanOf the 364 legally binding decisions published by the FSPO in 2020, approximately 66% of these were rejectedIrelandFinance and BankingArthur Cox
ArticleInitial Observations On The Consumer Protection Code Consultation PaperFollowing an extensive engagement programme with Regulated Financial Service Providers ("RFSPs"), relevant stakeholders and customers alike...IrelandFinance and BankingMatheson
ArticleProviding Credit? Mandatory Credit Reporting And Credit Checking Rules ComingEntities lending to Irish resident consumers or businesses will be required to report information relating to certain loans of €500 or more to the Central Bank of Ireland.IrelandFinance and BankingMason Hayes & Curran LLP
ArticleRecent Legal and Regulatory Developments for Irish UCITSIn December 2009, the Committee of European Securities Regulators (CESR) issued its technical advice to the EU Commission on level 2 measures relating to mergers of UCITS, master-feeder UCITS structures and cross-border notification of UCITS. IrelandFinance and BankingLK Shields
ArticleUCITS IVThe European Council voted on 22 June, 2009 for the adoption of the UCITS IV Directive (the "Directive"), as already adopted by the European Parliament in plenary session on 13 January, 2009. IrelandFinance and BankingDillon Eustace
ArticleIrish Real Estate Loans - Recent Case LawA recent Irish Tax Appeals Commission (the "TAC") determination (72TACD2023) confirms that loans secured on Irish land are within the scope of Irish capital gains tax.IrelandTaxMaples Group