Ghana's Bank of Ghana and Financial Intelligence Centre have jointly issued new Guidelines on Fit and Proper Persons for Accountable Institutions in 2026, significantly expanding regulatory oversight beyond the 2019 framework. How do these enhanced requirements for financial integrity, beneficial ownership verification, and third-party service provider assessments reshape governance obligations for all BoG-licensed financial institutions?

Lending transactions are at the heart of modern banking and commerce, and in Ghana, these transactions are shaped by a combination of statutory law...

In an increasingly interconnected global economy, businesses—particularly those in highly regulated industries such as finance and financial technology (fintech)—seek efficient ways to expand across borders.

The Bank of Ghana issued the Guidelines for the Regulation and Supervision of Non-Interest Banking (the NIB Guidelines), effective 13 January 2026.

This article is the introductory part of a series that discusses the Corporate Insolvency and Restructuring Act, 2020 (Act 1015) as amended by the Corporate Insolvency and Restructuring (Amendment) Act, 2020 (Act 1031), ...

Virtual assets pose several advantages and challenges. They make payments simpler, faster, cheaper, and enhance financial inclusion by providing alternative methods for persons without access to regular financial products.

Ghana has not been left out of the retail boom across Africa. Ghanaians spending and consumption have increased over the last few years attributed somewhat to the growing middle class with greater spending power.

This comprehensive legal briefing covers recent developments across African jurisdictions, including Ghana's constitutional interpretation challenges, South Africa's withdrawal of its AI policy draft due to fabricated sources...

The Borrowers and Lenders Act, 2020 (Act 1052) came into force on 29 December 2020. Pursuant to its powers under the New BL Act, the Bank of Ghana has issued Rules for the Effective Implementation of the New BL Act.

Indebtedness within the Ghanaian market poses a severe challenge to lenders and businesses trying to grow their investment portfolios.

Indebtedness within the Ghanaian market poses a severe challenge to lenders and businesses trying to grow their investment portfolios.

Ranked as the most stable political environment within the West African sub-region, Ghana is a viable place for doing business and the fastest growing economy in the world.

As the world increasingly confronts the pressing challenges of climate change, resource depletion, and social inequality, sustainable finance has emerged as a vital strategy for fostering a resilient and equitable future.

Fungible refers to anything that can be replaced by a similar item or that is mutually interchangeable with something else. For example, money is a fungible asset.

The Bank of Ghana has reset the regulatory framework for microfinance, replacing a fragmented, activity-based regime with a structured system anchored on institutional form, capital strength, and governance.

Africa's infrastructure needs – including road, rail, ports, transmission and power – are considerable, and will become increasingly pronounced on account of the continent's need for such infrastructure to support its social and economic growth.

Have you been thinking of launching a business as a Payment Service Provider (PSP) in Ghana? Are you wondering what the requirements and processes will be; how quick and how easy?

ESG has quickly become the new buzzword, particularly in corporate circles. In the last decade or so, the concept has grown rapidly and continues to grow especially across major financial markets.

Capital is a fundamental component in the establishment and operation of any business. It typically refers to the financial resources that a company must have to start and sustain its activities...

After seven years of silence on Ghana's equity capital market, three major IPOs have emerged in six months, raising over GHS 2.1 billion and signaling renewed investor confidence. Drawing on direct advisory experience with First Atlantic Bank, ZEN Petroleum, and Kasapreko, this analysis examines what drove these transactions, how they were structured, and what they reveal about the future of Ghana's public markets.