On 24 July 2024 the Loan Market Association (the "LMA") published an exposure draft form of facility agreement which contemplates an African holding company and various...

Securing a credit transaction and the ease of recovery when it becomes due has always been one of the challenges confronting businesses in Ghana.

Perhaps the most recurring answer given when small businesses are asked about barriers to their business's growth, is "access to capital".

The Fintech and Innovation office of the Bank of Ghana ("BoG"), in August 2022, launched a regulatory and innovation sandbox pilot (the "Regulatory Sandbox") in response...

Debt recovery has always been challenging for individual lenders, financial institutions and other business alike.

Ghana's central bank has a mandate to pursue "price stability and create an enabling environment for sustainable economic growth in the economy".

In Ghana, lending transactions are primarily regulated by the Borrowers and Lenders Act, 2020 (Act 1052).

The Banks and Specialised Deposit -Taking Act, 2016 (Act 930) regulates the establishment and operation of banks and specialized deposit taking institutions in Ghana.

Ghana is preparing for a significant shift in its investment framework. The Ghana Investment Promotion Centre Act, 2013, has governed investment promotion...

In January 2025, the Bank of Ghana (BoG) issued the Financial Inclusion for Persons with Disabilities Directive (the FIPD Directive), marking a significant step towards inclusive financial services in Ghana.

The Bank of Ghana has responsibility for the supervision and regulation of all deposit-taking business in Ghana.

There are eight more weeks till the end of the year. They will be busy. This week, the statistical service is scheduled to release new inflation data. Less than a week after that the finance...

In November 2024, the Bank of Ghana introduced the Climate-Related Financial Risk Directive for banks, specialised deposit-taking institutions, and non-bank financial institutions.

It is a well-established principle that a company, non-natural person, acts through its officers to achieve its goals and objectives.

These key concerns draw attention to the important interactions that exist between attracting FDI and promoting the growth of the local investment in our economy.

Business entities raise funds to keep them in operation. These funds may be sourced from the profits earned from the business, through borrowing , through the issuance of shares and other sources such as crowdfunding.

Ghana has taken a significant step towards improving its investment climate with the passage of the Ghana Investment Promotion Authority (GIPA) Bill, 2025, which seeks to repeal the Ghana Investment Promotion Centre Act, 2013 (Act 865). As of 28 April, 2026, this Bill was awaiting the President’s assent.

Parliament on 31 March 2023 passed the Growth and Sustainability Levy Bill, 2022...

In January 2025, the Bank of Ghana (BoG) issued the Financial Inclusion for Persons with Disabilities Directive (the FIPD Directive) to ensure that persons with disabilities (PWDs) have reasonable and fair access...